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42 Francis St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 42 Francis St, Woonsocket, RI 02895

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,568 sqft · built 1880
Lot Size0.13 acres (5,663 sqft)
Owner2 Company Names on File
Last Sale$85,000 (Apr 1998)
Tax Bill$3,543 (2025)
Deeds & MortgagesSep 2023 Refinance
May 2023 Transfer
+ 7 more
Flood ZoneZone X (minimal risk)
APN10949

Property Details

APN / Parcel Number

Primary APN10949
Alternative APN
  • WOON M:13F L:185 U:16

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,568 sqft Living Area
Gross Area3,560 sqft
1st Floor Area784 sqft
AtticAttic
Attic Area784 sqft
Basement Area784 sqft
Unfinished Basement784 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10949
Street Address42 FRANCIS ST
CityWOONSOCKET
StateRI
Zip02895-2930
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number185
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group2
Census Block2017
Census Tract17300

Owner

Source: Woonsocket City records · APN 10949

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Quit Claim Deed, Transfer · Stand-Alone Refinance
FEDERAL SAVINGS BANK
May 08, 2023Quit Claim Deed, Transfer
Quitclaim
Dec 01, 2022Quit Claim Deed, Transfer · Stand-Alone Refinance
FEDERAL SAVINGS BANK
Oct 14, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
THE FEDERAL SAVINGS BANK
Oct 29, 2021Quit Claim Deed, Transfer
Quitclaim
Mar 19, 2019Deed of Trust, Mortgage · VA Mortgage
THE FEDERAL SAVINGS BANK
Dec 13, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 08, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 06, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 03, 1998 · Amount on Record
Deed SaleApr 03, 1998 · Amount on Record
Deed Book / Page1070 / 472
Last Transfer DateAug 21, 2023
Transfer Doc002829-234
Record UpdatedSep 20, 2026

September 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateSep 15, 2023
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Document Number002829-234
Book / Page2829 / 234
Instrument DateAug 21, 2023
Instrument229252
Transaction TypeTransfer
Record UpdatedSep 28, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930

Mortgage

Document Number002829-236
DateSep 15, 2023
Book Page2829/236
Instrument229253
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueOct 01, 2048

May 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateMay 08, 2023
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Document Number002805-203
Book / Page2805 / 203
Instrument DateMay 03, 2023
Instrument227514
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930

December 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateDec 01, 2022
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Document Number002779-227
Book / Page2779 / 227
Instrument DateNov 22, 2022
Instrument225530
Transaction TypeTransfer
Record UpdatedDec 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930

Mortgage

Document Number002779-230
DateDec 01, 2022
Book Page2779/230
Instrument225531
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Transaction TypeMortgage
Record UpdatedOct 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2672-179
DateOct 14, 2021
Book Page2672/179
Instrument217732
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWOONSOCKET RI
Recording DateOct 29, 2021
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Document Number2676-336
Book / Page2676 / 336
Instrument DateOct 27, 2021
Instrument218060
Transaction TypeTransfer
Record UpdatedNov 11, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2425-257
DateMar 19, 2019
Book Page2425/257
Instrument199895
Lender
NameTHE FEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2492-50
DateDec 13, 2019
Book Page2492/50
Instrument204807
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term373 Months
DueJan 01, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2578-24
DateDec 08, 2020
Book Page2578/24
Instrument211005
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address42 FRANCIS ST, WOONSOCKET, RI 02895-2930
Document Number2267-208
Book / Page002267 / 000208
Instrument DateFeb 06, 2017
Transaction TypeMortgage
Record UpdatedMar 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2267-208
DateFeb 14, 2017
Book Page002267/000208
Instrument187103
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 13, 2032

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$3,543.00 (+2.37%)$315,500 (+27.42%) Land $88,600 Building $226,900
2023$3,461.00$247,600 (-) Land $90,200 Building $157,400
2022$3,461.00$247,600 Land $90,200 Building $157,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 22, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the North End Historic District
listed 1982 · 224 contributing resources · NRIS 82000002
Listed AreaWithin Blackstone Canal (Boundary Increase)
listed 1991 · 8 contributing resources · NRIS 91001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
Starlink
Satellite		280 / 30
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 440 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWOONSOCKET WATER DIVISION
serves 45,828 people
Water SourceSurface water
Last State InspectionOct 2023
Lead7 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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