Hampden County and Springfield City property record for 42 Florence St, Springfield, MA 01105
| Property Type | Duplex |
|---|---|
| Details | 8 bd · 2 ba · 2,462 sqft · built 1905 |
| Lot Size | 0.211 acres (9,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $358,875 (Apr 2026) |
| Tax Bill | $5,486 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage May 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | SPRI S:05200 P:0022 |
| Primary APN | SPRI S:05200 P:0022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 8 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 14 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,462 sqft Living Area |
| 1st Floor Area | 735 sqft |
| Basement Area | 496 sqft |
| Unfinished Basement | 392 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,178 sqft (0.211 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 52000022 |
|---|---|
| Street Address | 42 FLORENCE ST |
| City | SPRINGFIELD |
| State | MA |
| Zip | 01105-1510 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R2 |
| Jurisdiction | SPRINGFIELD MA |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 801902 |
Source: Hampden County and Springfield City records · APN SPRI S:05200 P:0022
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 95 COTTAGE ST, RANDOLPH, MA 02368-4611 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 22, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage HOME FEDERAL MORTGAGE CORPORATION |
| May 28, 2025 | Quit Claim Deed, Transfer · Commercial Mortgage SALEM FIVE CENTS SAVINGS BANK |
| Jan 10, 2022 | Correction Deed · Stand-Alone Refinance GUARANTEED RATE INC |
| Dec 17, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Jun 16, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Jun 16, 2021 · Amount on Record |
| Deed Document Number | 202617374 |
| Deed Book / Page | 26300 / 568 |
| Prior Transfer Date | Oct 04, 2024 |
| Prior Transfer Doc | 025604-379 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Apr 22, 2026 |
| Property Address | 42 FLORENCE ST, SPRINGFIELD, MA 01105-1510 |
| Document Number | 026300-568 |
| Book / Page | 26300 / 568 |
| Instrument Date | Apr 18, 2026 |
| Instrument | 2026.17374 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 COTTAGE ST, RANDOLPH, MA 02368-4611 |
| Document Number | 0000017375, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 26300/570 |
| Instrument | 2026.17375 |
| Name | HOME FEDERAL MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | May 28, 2025 |
| Property Address | 42 FLORENCE ST, SPRINGFIELD, MA 01105-1510 |
| Document Number | 025878-584 |
| Book / Page | 25878 / 584 |
| Instrument Date | May 28, 2025 |
| Instrument | 23436 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 CARTER ST, NEEDHAM, MA 02494-3104 |
| Document Number | 025878-586 |
|---|---|
| Date | May 28, 2025 |
| Book Page | 25878/586 |
| Instrument | 23437 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jan 10, 2022 |
| Property Address | 42 FLORENCE ST, SPRINGFIELD, MA 01105-1510 |
| Document Number | 024348-187 |
| Book / Page | 24348 / 187 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 1607 |
| Record Updated | Jan 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 WALNUT ST, SAUGUS, MA 01906-1155 |
| Document Number | 024348-189 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 24348/189 |
| Instrument | 1608 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Dec 17, 2021 |
| Property Address | 42 FLORENCE ST, SPRINGFIELD, MA 01105-1510 |
| Document Number | 024311-413 |
| Book / Page | 24311 / 413 |
| Instrument Date | Dec 13, 2021 |
| Instrument | 90473 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 WALNUT ST, SAUGUS, MA 01906-1155 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SPRINGFIELD MA |
| Recording Date | Jun 16, 2021 |
| Property Address | 42 FLORENCE ST, SPRINGFIELD, MA 01105-1510 |
| Document Number | 023942-397 |
| Book / Page | 23942 / 397 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 41156 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 260 WALNUT ST, SAUGUS, MA 01906-1155 |
| Document Number | 0000041157 |
|---|---|
| Date | Jun 16, 2021 |
| Instrument | 41157 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Hampden County and Springfield City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Springfield City |
| Unified School District | Springfield School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,486.00 (+18.21%) | $349,900 (+28.55%) Land $26,100 Building $323,800 |
| 2023 | $4,641.00 | $272,200 Land $23,200 Building $249,000 |
Source: FEMA National Flood Hazard Layer as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 599 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 4 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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