42 First St, Old Bridge, NJ 08857 Property Records

Middlesex County and Old Bridge Township property record for 42 First St, Old Bridge, NJ 08857

Property Summary

Property Type	Single Family Home
Details	830 sqft · built 1940
Lot Size	0.157 acres (6,821 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2019)
Tax Bill	$5,349 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-26046-0000-00031-12`

Property Details

APN / Parcel Number

Primary APN	`15-26046-0000-00031-12`
Alternative APNs	`15260460000000310012` `16831000`

Interior

Stories	1 Story
Building Area	830 sqft Living Area
1st Floor Area	830 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	6,821 sqft (0.157 acres)
Lot Dimensions	124 ft deep x 55 ft wide

Location & Zoning

Account Number	16831000
Street Address	42 FIRST ST
City	OLD BRIDGE
State	NJ
Zip	08857-1252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	55X124
Legal Subdivision	OLD BRIDGE REALTY CO
Legal Block	26046
Legal Lot Number	31.12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	OLD BRIDGE
Census Block Group	2
Census Block	2001
Census Tract	7703

Owner

42 First St is owned and occupied by an individual who bought it in September 2019.

Source: Middlesex County and Old Bridge Township records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	42 FIRST ST, OLD BRIDGE, NJ 08857-1252
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2020	Deed of Trust, Mortgage · FHA Mortgage CALIBER HM LOANS
Sep 10, 2019	Deed, Transfer · FHA Mortgage JERSEY MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2019 · Amount on File
Deed Sale	Sep 10, 2019 · Amount on File
Prior Sale	Dec 16, 2005 · Amount on File
Deed Document Number	201973088
Deed Book / Page	17612 / 809
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	42 FIRST ST, OLD BRIDGE, NJ 08857-1252
Document Number	0000053455
Instrument Date	Jun 6, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FIRST ST OLD BRIDGE NJ 088571252, OLD BRIDGE, NJ 08857-1252

Mortgage

Document Number	0000053455
Date	Jun 19, 2020
Book Page	017914/000866
Instrument	53455

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 10, 2019
Property Address	42 FIRST ST, OLD BRIDGE, NJ 08857-1252
Document Number	0000073088
Book / Page	17612 / 0809
Map Reference	MAP 1468 FILE 812
Instrument Date	Sep 6, 2019
Instrument	2019073088
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	RIVER EDGE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	325 PLEASANT VALLEY RD, 325, OLD BRIDGE, NJ 08857-4017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FIRST ST, OLD BRIDGE, NJ 08857-1252

Mortgage

Document Number	0000073089
Date	Sep 10, 2019
Instrument	2019073089

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 42 First St was $5,349, up 1% from the year before.

Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Old Bridge Township
Unified School District	Old Bridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,100 (-) Land $46,900 Building $39,200	$86,100 (-) Land $46,900 Building $39,200
2025	$5,349.00 (+10.02%)	$86,100 Land $46,900 Building $39,200	$86,100 Land $46,900 Building $39,200
2024	$4,862.00
2023		$86,100 Land $46,900 Building $39,200	$86,100 Land $46,900 Building $39,200
2022	$4,557.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 First St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2005)
Most Recent Claim	Apr 2005 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 First St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002
Water Source	Purchased surface water from MIDDLESEX WATER COMPANY
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on First St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures