42 Ferry Rd, Chester, CT 06412 Property Records

Chester Town property record for 42 Ferry Rd, Chester, CT 06412

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,614 sqft · built 1964
Lot Size	3.86 acres (168,142 sqft)
Owner	2 Trust Names on File
Last Sale	$290,000 (Feb 2012)
Tax Bill	$8,614 (2025)
Deeds & Mortgages	May 2023 Refinance May 2023 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`CHES M:10 B:134`

Property Details

APN / Parcel Number

Primary APN	`CHES M:10 B:134`
Alternative APNs	`CSTR M:10 B:134` `00041200` `41200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,614 sqft Living Area
Gross Area	4,052 sqft
1st Floor Area	621 sqft
Basement Area	619 sqft
Unfinished Basement	619 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	168,142 sqft (3.86 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41200
Street Address	42 FERRY RD
City	CHESTER
State	CT
Zip	06412-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	134
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1001
Census Tract	600100

Owner

42 Ferry Rd is owner-occupied and held in a trust since December 2021.

Source: Chester Town records, as of June 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	42 FERRY RD, CHESTER, CT 06412-1231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ESSEX SAVINGS BANK
May 19, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ESSEX SAVINGS BANK
Dec 20, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2012 · Amount on File
Deed Sale	Feb 14, 2012 · Amount on File
Deed Book / Page	154 / 236
Last Transfer Date	Dec 7, 2021
Transfer Doc	000180-274
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	42 FERRY RD, CHESTER, CT 06412-1231
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000183-144
Date	May 8, 2023
Book Page	183/144

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTER CT
Property Address	42 FERRY RD, CHESTER, CT 06412-1231
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000183-190
Date	May 19, 2023
Book Page	183/190

Lender

Name	ESSEX SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2038

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTER CT
Recording Date	Dec 20, 2021
Property Address	42 FERRY RD, CHESTER, CT 06412-1231
Document Number	000180-274
Book / Page	180 / 274
Instrument Date	Dec 7, 2021
Instrument	20210-00000366
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 FERRY RD, CHESTER, CT 06412-1231

Tax Assessment & Valuation

The 2025 property tax bill for 42 Ferry Rd was $8,614.

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,614.00	$318,080 Land $80,150 Building $237,930	$222,656 Land $56,105 Building $166,551
2024	$8,614.00 (+20.66%)
2023	$7,139.00 (+0.68%)	$240,370 (-) Land $79,400 Building $160,970
2022	$7,091.00	$240,370 Land $79,400 Building $160,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Ferry Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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