42 Epping St, Apt 1, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 42 Epping St, Apt 1, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details3 bd · 1.5 ba · 2,060 sqft · built 1986
OwnerIndividual Name on Record
Last Sale$485,000 (Dec 2024)
Tax Bill$5,524 (2026)
Deeds & MortgagesMar 2021 Refinance
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNA04860

Property Details

APN / Parcel Number

Primary APNA04860
Alternative APNs
  • LOWE M:224 B:2155 L:42 U:1
  • M:000224 T:A04860

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Units4 Units
Stories2 Stories
Building Area2,060 sqft Living Area
Gross Area3,072 sqft
1st Floor Area1,180 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeHip
Roof MaterialRolled Roofing
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberA04860
Street Address42 EPPING ST, 1
CityLOWELL
StateMA
Zip01852-4800
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeTSF
Legal SubdivisionPARKER STREET CONDO
Legal Block2155
Legal Lot Number42
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3012
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 EPPING ST, 1, LOWELL, MA 01852-4800
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Sep 3, 2019Condominium Deed, Transfer · Conventional with PMI
QUAD CTY BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 12, 2024 · Amount on Record
Deed SaleDec 12, 2024 · Amount on Record
Prior SaleSep 3, 2019 · Amount on Record
Deed Document Number202439193
Deed Book / Page38958 / 92
Prior Transfer DateAug 22, 2019
Prior Transfer Doc33313-69
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address42 EPPING ST APT 1, 1, LOWELL, MA 01852-4800
Transaction TypeMortgage
Record UpdatedApr 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35508-117
DateMar 22, 2021
Book Page35508/117
Instrument16958
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2019: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateSep 3, 2019
Property Address42 EPPING ST APT 1, 1, LOWELL, MA 01852-4800
Document Number33313-69
Book / Page033313 / 000069
Instrument DateAug 22, 2019
Instrument37441
Transaction TypeTransfer
Record UpdatedSep 17, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,368.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 EPPING ST #1 LOWELL MA 018524800, 1, LOWELL, MA 01852-4800

Mortgage

Document Number33313-72
DateSep 3, 2019
Book Page033313/000072
Instrument37442
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueSep 2, 2049

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,524.00 (-9.03%)$486,700 (-7.98%) Building $486,700$499,210 (+8.73%)
2025$6,072.00 (+8.29%)$528,900 (+12.34%) Building $528,900$459,135 (+2.59%)
2024$5,607.00 (+8.85%)$470,800 (+13.53%) Building $470,800$447,545
2023$5,151.00$414,700 Building $414,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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