42 Enclave Ct, Waco, TX 76708 Property Records

McLennan County property record for 42 Enclave Ct, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,586 sqft · built 2020
Lot Size	0.107 acres (4,649 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,837 (2024)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`48-013655-000121-0`

Property Details

APN / Parcel Number

Primary APN	`48-013655-000121-0`
Alternative APN	`341235`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,586 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	1,705 sqft
2nd Floor Area	881 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick Veneer
Roof Material	Composition Shingle
Lot Area	4,649 sqft (0.107 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	42 ENCLAVE CT
City	WACO
State	TX
Zip	76708-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O2
Legal Description	ENCLAVE ADDITION LOT 21 BLOCK 1 ACRES 0.1067
Legal Subdivision	ENCLAVE ADDITION
Legal Block	1
Legal Lot Number	21
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3015
Census Tract	3000

Owner

Source: McLennan County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 ENCLAVE CT, WACO, TX 76708-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · ARM FIRST NATIONAL BANK OF CENTRAL TX
Mar 10, 2023	Warranty Deed, Transfer
Mar 11, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Aug 12, 2020	Deed of Trust, Mortgage FIRST NATIONAL BANK OF CENTRAL TX
Dec 19, 2018	Warranty Deed, Transfer OTHER
May 30, 2018	Loan Modification, Mortgage TEXAS FIRST ST BK
May 30, 2017	Loan Modification, Mortgage TEXAS FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023
Deed Sale	Mar 10, 2023
Prior Sale	Dec 19, 2018
Deed Document Number	20236642
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1137 CAMDEN CT, WACO, TX 76712-8598

Mortgage

Document Number	0000010764
Date	Mar 18, 2022
Instrument	2022010764

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	ARM
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 18, 2027
Change Frequency	Annually
Min Rate At Change	9%
Max Rate At Change	8%
Index	Other
Max Rate	3%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Mar 10, 2023
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Document Number	0000006642
Map Reference	DOC 2006019845
Instrument Date	Mar 9, 2023
Instrument	2023006642
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 ENCLAVE CT, WACO, TX 76708-1100

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007840
Date	Mar 11, 2019
Instrument	2019007840

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027704
Date	Aug 12, 2020
Instrument	2020027704

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Address	WACO, TX 76702

Agreement

Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 19, 2018
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Document Number	0000043707
Instrument Date	Dec 19, 2018
Instrument	43707
Transaction Type	Transfer
Record Updated	Apr 9, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2229 HEWITT TX 766432229, HEWITT, TX 76643-2229

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Document Number	0000019524
Instrument Date	May 30, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 WINDSOR AVE WACO TX 767083233, WACO, TX 76708-3233

Mortgage

Document Number	0000019524
Date	Jun 13, 2018
Instrument	19524

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 12, 2019

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	42 ENCLAVE CT, WACO, TX 76708-1100
Document Number	0000017811
Instrument Date	May 30, 2017
Transaction Type	Mortgage
Record Updated	Jun 19, 2017

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3126 WINDSOR AVE WACO TX 767083233, WACO, TX 76708-3233

Mortgage

Document Number	0000017811
Date	Jun 5, 2017
Instrument	17811

Lender

Name	TEXAS FIRST ST BK
Type	Bank
Address	WOODWAY, TX 76712

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2018

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$637,175 (+15.35%)	$682,370 (+23.53%) Land $63,040 Building $619,330
2024	$10,837.00 (+1.99%)
2023		$552,390 Land $63,040 Building $489,350	$552,390 Land $63,040 Building $489,350
2022	$10,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–1997)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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