42 el Cajon Ct, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 42 el Cajon Ct, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,329 sqft · built 2012
Lot Size	0.178 acres (7,753 sqft)
Owner	2 Individual Names on Record
Last Sale	$456,000 (Oct 2012)
Tax Bill	$10,657 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`091-190-009`

Property Details

APN / Parcel Number

Primary APN	`091-190-009`
Alternative APNs	`091-190-009-0` `0978600096`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,329 sqft Living Area
1st Floor Area	1,436 sqft
2nd Floor Area	1,893 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	7,753 sqft (0.178 acres)
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	42 EL CAJON CT
City	PITTSBURG
State	CA
Zip	94565-7696
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9176 L9
Legal Subdivision	SUBDIVISION 9176
Legal Tract	9176
Legal Lot Number	9
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2000
Census Tract	355202

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 EL CAJON CT, PITTSBURG, CA 94565-7696
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2012 · Amount on Record
Deed Sale	Oct 22, 2012 · Amount on Record
Deed Document Number	2012259908
Last Transfer Date	Mar 25, 2021
Transfer Doc	0000097682
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	42 EL CAJON CT, BAY POINT, CA 94565-7696
Transaction Type	Mortgage
Record Updated	Oct 23, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 EL CAJON CT, BAY POINT, CA 94565-7696

Mortgage

Document Number	0000100037
Date	Oct 12, 2023
Instrument	2023-100037

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	42 EL CAJON CT, BAY POINT, CA 94565-7696
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203781
Date	Dec 20, 2018
Instrument	2018-203781

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2039

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 31, 2021
Property Address	42 EL CAJON CT, BAY POINT, CA 94565-7696
Document Number	0000097682
Map Reference	MB 511 PG 42
Instrument Date	Mar 25, 2021
Instrument	2021-097682
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 EL CAJON CT, BAY POINT, CA 94565-7696

Mortgage

Document Number	0000097683
Date	Mar 31, 2021
Instrument	2021-097683

Lender

Name	NATIONWIDE MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,890 (+2%) Land $62,798 Building $534,092
2025	$10,657.00 (+4.82%) Homeowner's exemption	$585,187 (+4.04%) Land $61,567 Building $523,620
2023	$10,167.00 (+1.46%) Homeowner's exemption	$562,465 Land $59,177 Building $503,288
2022	$10,021.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Unwired.

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