Stephens County property record for 42 Echo Valley Dr, Toccoa, GA 30577 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2013 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | Individual Name on File |
| Last Sale | $5,500 (Mar 1991) |
| Tax Bill | $1,674 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 052C 043 |
| Primary APN | 052C 043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,296 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Terrain | Gentle Slope |
| Porch | Slab |
|---|---|
| Porch Area | 216 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Pole Barn | 1,008 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 334900 |
|---|---|
| Street Address | 42 ECHO VALLEY DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-1853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK B SEC 1 OAK HILL ESTATES |
| Legal Subdivision | OAK HILL ESTATES |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 970202 |
Source: Stephens County records · APN 052C 043
Assessment roll updated March 12, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 ECHO VALLEY DR, TOCCOA, GA 30577-1853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2023 | Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL |
| Sep 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 01, 1991 · Amount on Record |
| Deed Sale | Mar 01, 1991 · Amount on Record |
| Deed Book / Page | 242 / 285 |
| Last Transfer Date | Sep 20, 2013 |
| Transfer Doc | 0010260307 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 42 ECHO VALLEY DR, TOCCOA, GA 30577-1853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42 ECHO VALLEY DR, TOCCOA, GA 30577-1853 |
| Document Number | 0013410000000245 |
|---|---|
| Date | Aug 30, 2023 |
| Book Page | 0000001341/0000000245 |
| Instrument | D2023001255 |
| Name | US DEPARTMENT OF HOUSING AND URBAN DEVEL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 42 ECHO VALLEY DR, TOCCOA, GA 30577-1853 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 42 ECHO VALLEY DR, TOCCOA, GA 30577-1853 |
| Document Number | 0013420000000398 |
|---|---|
| Date | Sep 14, 2023 |
| Book Page | 0000001342/0000000398 |
| Name | MIDFIRST BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jan 01, 2063 |
Source: Stephens County records · Assessment roll updated March 12, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,674.00 (+27.2%) Homeowner's exemption | $76,623 (+65.72%) Land $2,908 Building $73,715 | $191,558 (+65.72%) Land $7,271 Building $184,287 |
| 2023 | $1,316.00 (+1.86%) Homeowner's exemption | $46,236 (+6.48%) Land $2,908 Building $43,328 | $115,592 (+6.48%) Land $7,271 Building $108,321 |
| 2022 | $1,292.00 Homeowner's exemption | $43,424 Land $2,908 Building $40,516 | $108,560 Land $7,271 Building $101,289 |
Source: FEMA National Flood Hazard Layer, Stephens County (13257C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 54% of the US · above 77% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 833 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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