42 Echo St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 42 Echo St, Chatham, MA 02633

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,007 sqft · built 1984
Lot Size0.753 acres (32,800 sqft)
Owner2 Individual Names on Record
Last Sale$520,000 (Oct 2016)
Tax Bill$3,479 (2025)
Deeds & MortgagesSep 2020 Refinance
Flood ZoneZone X (minimal risk)
APNCHAT M:09K B:0037 L:H7

Property Details

APN / Parcel Number

Primary APNCHAT M:09K B:0037 L:H7
Alternative APN
  • 7661

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,007 sqft Living Area
Gross Area4,484 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2012
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area32,800 sqft (0.753 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number7661
Street Address42 ECHO ST
CityCHATHAM
StateMA
Zip02633-1149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR60
Legal Block37
Legal Lot NumberH7
JurisdictionCHATHAM MA
Township / Civil DivisionCHATHAM
Census Block Group2
Census Block2004
Census Tract10600

Owner

Source: Barnstable County and Chatham Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address17 LAMPLIGHT CIR, NATICK, MA 01760-3150
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 27, 2016 · Amount on Record
Deed SaleOct 27, 2016 · Amount on Record
Prior SaleMay 1, 2002 · Amount on Record
Deed Book / Page30040 / 345
Record UpdatedSep 20, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM MA
Property Address42 ECHO ST, CHATHAM, MA 02633-1149
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33241-167
DateSep 9, 2020
Book Page33241/167
Instrument47102
Lender
NameGUARANTY HOME MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionChatham Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,479.00 (+8.11%)$1,002,600 (+11.21%) Land $344,000 Building $658,600$1,076,445
2024$3,218.00 (+4.28%)$901,500 (+13.34%) Land $324,500 Building $577,000
2023$3,086.00$795,400 Land $270,400 Building $525,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims35 (1978–2009)
Claims Outside the SFHA3 of 35
Most Recent ClaimOct 2009 · tidal / storm surge
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims
  • Coastal Storm, Oct 1991 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPARTMENT
serves 30,000 people · EPA ID MA4055000
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Echo St

Nearby Streets

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