42 Echo Ln, Fairhope, AL 36532 Property Records

Baldwin County property record for 42 Echo Ln, Fairhope, AL 36532

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,709 sqft · built 1986
Lot Size1.17 acres (51,070 sqft)
Owner2 Individual Names on File
Last Sale$463,300 (Mar 2026)
Tax Bill$3,857 (2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN46-04-19-4-000-009.076

Property Details

APN / Parcel Number

Primary APN46-04-19-4-000-009.076
Alternative APNs
  • 340562
  • 76019

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,709 sqft Heated Area
1st Floor Area1,709 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area51,070 sqft (1.17 acres)
Lot Dimensions118 ft deep x 85.5 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number340562
Street Address42 ECHO LN
CityFAIRHOPE
StateAL
Zip36532-1455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description85.50'X118.41'IRR COVERED BRIDGE ESTATES UNIT 4 LOT 17 MB12PG115 SEC 19-T6S-R2E (WD-SURVIVORSHIP)
Legal SubdivisionCOVERED BRIDGE ESTATES
Legal BlockU-4
Legal Lot Number17
Legal Unit4
JurisdictionBALDWIN AL
Township / Civil DivisionFAIRHOPE
Census Block Group2
Census Block2039
Census Tract11202

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address42 ECHO LN, FAIRHOPE, AL 36532-1455
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2026 · Amount on File
Deed SaleMar 16, 2026 · Amount on File
Prior SaleJul 24, 2013 · Amount on File
Deed Document Number20262241453
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBALDWIN AL
Recording DateMar 16, 2026
Property Address42 ECHO LN, FAIRHOPE, AL 36532-1455
Document Number0002241453
Map ReferenceMB 12 PG 115
Instrument DateMar 6, 2026
Instrument2241453
Transaction TypeTransfer
Record UpdatedMar 25, 2026
Title CompanyGTC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address24276 BLAKE LN, FAIRHOPE, AL 36532-8313

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address42 ECHO LN, FAIRHOPE, AL 36532-1455

Mortgage

Document Number0002241454
DateMar 16, 2026
Instrument2241454
Lender
NameKEESLER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyBaldwin County
MunicipalityFairhope City
Unified School DistrictBaldwin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,857.00 (+4.02%)
2025$3,708.00 (+18.13%)$80,620 (+18.11%) Land $33,800 Building $46,820$403,100 (+18.11%) Land $169,000 Building $234,100
2023$3,139.00 (+139.25%) Homeowner's exemption$68,260 (+131.23%)$341,300 (+15.66%) Land $161,000 Building $180,300
2022$1,312.00 (-45.1%) Homeowner's exemption$29,520$295,100 Land $148,500 Building $146,600
2021$2,390.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 115 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies252 units insured
incl. 137 condo units
Nearby Flood Claims129 (1978–2020)
Claims Outside the SFHA24 of 129
Most Recent ClaimSep 2020 · tidal / storm surge
Claims by Event
  • Hurricane Katrina, Aug 2005 · 60 claims
  • Hurricane Ivan, Sep 2004 · 15 claims
  • Hurricane Georges, Sep 1998 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 94% of Alabama
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FAIRHOPE
serves 59,850 people · EPA ID AL0000035
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: C Spire Wireless, T-Mobile.

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