42 E Tower Park Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 42 E Tower Park Dr, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,200 sqft · built 2023
Lot Size	1.61 acres (70,175 sqft)
Owner	Company Name on File
Last Sale	$325,000 (Dec 2023)
Tax Bill	$30,512 (2025)
Deeds & Mortgages	Dec 2022 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8813-10-101-025`

Property Details

APN / Parcel Number

Primary APN	`8813-10-101-025`

Interior

Stories	1 Story
Building Area	7,200 sqft Gross Area
Overhead Door	Overhead Door

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Metal
Construction Type	Frame
Roof Material	Metal
Lot Area	70,175 sqft (1.61 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	42 E TOWER PARK DR
City	WATERLOO
State	IA
Zip	50701
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	ANDERSONS EIGHTH ADDITION LOT 1
Legal Range	13W
Legal Township	88N
Legal Section	10
Legal Subdivision	ANDERSONS EIGHTH ADDITION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1008
Census Tract	3001

Owner

Source: Black Hawk County records · APN 8813-10-101-025

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1500 E 27TH TER, PITTSBURG, KS 66762-2757
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2023 · Amount on Record
Deed Sale	Dec 30, 2023 · Amount on Record
Prior Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	20239510
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 30, 2022
Property Address	42 E TOWER PARK DR, WATERLOO, IA 50701-9012
Document Number	202300009510
Instrument Date	Dec 21, 2022
Instrument	202300009510
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$519.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 500 E 27TH TERR, PITTSBURG, KS 66762

Mortgage

Document Number	202300009511
Date	Dec 30, 2022
Instrument	202300009511

Lender

Name	COMMUNITY NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	122 Months
Due	Feb 21, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,512.00	$850,000 (+88.92%) Land $391,650 Building $458,350	$850,000 (+88.92%) Land $391,650 Building $458,350
2024	$30,512.00 (+113.7%)
2023		$449,930 (-0.83%) Land $386,650 Building $63,280	$449,930 (-0.83%) Land $386,650 Building $63,280
2022	$14,278.00	$453,700 Land $386,650 Building $67,050
2021			$453,700 Land $386,650 Building $67,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Nearby Flood Policies	37 units insured 16 under condo master policies
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 14 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.