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42 E Toledo St, Duluth, MN 55811 Property Records

St. Louis County property record for 42 E Toledo St, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,132 sqft · built 1957
Lot Size0.254 acres (11,093 sqft)
OwnerCompany Name on File
Last Sale$180,000 (Jul 2019)
Tax Bill$3,692 (2026)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN010-2640-01585

Property Details

APN / Parcel Number

Primary APN010-2640-01585
Alternative APN
  • 1074178

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms3 Rooms
Stories1 Story
Building Area1,132 sqft Gross Area
1st Floor Area1,132 sqft
Basement Area566 sqft
Finished Basement566 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable
Lot Area11,093 sqft (0.254 acres)
Garage Area308 sqft
Pool TypeSpa / Hot Tub (No Pool)
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1074178
Street Address42 E TOLEDO ST
CityDULUTH
StateMN
Zip55811-2355
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 75 FT OF LOTS 6 THRU 10 INC PART OFVAC ALLEY ADJ SERIAL #
Legal SubdivisionKENWOOD PARK ADDITION TO DULUTH
Legal Block13
Legal Lot Number6-10
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4005
Census Tract400

Owner

Source: St. Louis County records · APN 010-2640-01585

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address327 E CHISHOLM ST, DULUTH, MN 55803-1520
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 12, 2021Deed of Trust, Mortgage
HARBOR POINTE CU
Jul 18, 2019Warranty Deed, Transfer · Conventional with PMI
HARBOR POINTE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 18, 2019 · Amount on Record
Deed SaleJul 18, 2019 · Amount on Record
Prior SaleJul 01, 2003 · Amount on Record
Deed Document Number20191012609
Prior Transfer DateDec 30, 2003
Prior Transfer Doc0000770111
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address42 E TOLEDO ST, DULUTH, MN 55811-2355
Transaction TypeMortgage
Record UpdatedMay 31, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address327 E CHISHOLM ST, DULUTH, MN 55803-1520

Mortgage

Document Number0001040526
DateMay 12, 2021
Instrument1040526
Lender
NameHARBOR POINTE CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
AmountAmount Recorded
Term120 Months
DueMay 15, 2031

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 18, 2019
Property Address42 E TOLEDO ST, DULUTH, MN 55811-2355
Document Number00T1012609
Instrument DateJul 16, 2019
InstrumentT1012609
Transaction TypeTransfer
Record UpdatedJul 30, 2019
Title CompanyCONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$594.10
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address327 E CHISHOLM ST DULUTH MN 558031520, DULUTH, MN 55803-1520

Mortgage

Document NumberT1012610
DateJul 18, 2019
InstrumentT1012610
Lender
NameHARBOR POINTE CU
AddressDULUTH, MN 55802
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueJul 17, 2024

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,692.00 (+5.91%)
2025$3,486.00 (+3.32%)$273,500 (+7.93%) Land $38,000 Building $235,500$273,500 (+7.93%) Land $38,000 Building $235,500
2024$3,374.00$253,400 (+14.14%) Land $35,200 Building $218,200$253,400 (+14.14%) Land $35,200 Building $218,200
2022$222,000 Land $41,400 Building $180,600$222,000 Land $41,400 Building $180,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1990)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 1990, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 239 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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