42 E Melrose St, Valley Stream, NY 11580 Property Records

Nassau County and Hempstead Town property record for 42 E Melrose St, Valley Stream, NY 11580

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,465 sqft · built 1949
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Tax Bill	$9,348 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`37-097-00-0016`

Property Details

APN / Parcel Number

Primary APN	`37-097-00-0016`
Alternative APNs	`2035-37-097-00-0016-0` `37097000016000000000` `282035 37.-97-16` `37097 00160`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	870 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Other
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	37097 00160
Street Address	42 E MELROSE ST
City	VALLEY STREAM
State	NY
Zip	11580-4611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16-18
Legal Block	97
Legal Lot Number	16-18
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	4
Census Block	4008
Census Tract	410600

Owner

42 E Melrose St is owned and occupied by an individual.

Source: Nassau County and Hempstead Town records, as of June 17, 2026

Owner of Record	Individual Name on File
Mailing Address	42 E MELROSE ST, VALLEY STREAM, NY 11580-4611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Oct 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Oct 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage HSBC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	42 E MELROSE ST, VALLEY STREAM, NY 11580-4611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0441790493
Date	May 12, 2020
Book Page	44179/493
Instrument	2020-038051

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

Interest

Rate Type	Fixed Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	42 E MELROSE ST, VALLEY STREAM, NY 11580-4611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0430800529
Date	Oct 1, 2018
Book Page	43080/529
Instrument	2018-087829

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	42 E MELROSE ST, VALLEY STREAM, NY 11580-4611
Document Number	0424960039
Book / Page	042496 / 000039
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 E MELROSE ST VALLEY STREAM NY 115804611, VALLEY STREAM, NY 11580-4611

Mortgage

Document Number	0424960039
Date	Nov 13, 2017
Book Page	042496/000039
Instrument	111859

Lender

Name	HSBC
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 12, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 42 E Melrose St was $9,348.

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Valley Stream Village
Elementary School District	Valley Stream Union Free School District 13 (PK - 06)
Secondary School District	Valley Stream Central High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$468 Land $203 Building $265	$468,000
2025	$9,348.00
2023	$8,231.00 Homeowner's exemption	$498 Land $216 Building $282	$498,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 E Melrose St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 E Melrose St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 839 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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