Brunswick County property record for 42 E First St, #B4, Ocean Isle Beach, NC 28469
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,412 sqft · built 1983 |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jun 2018) |
| Tax Bill | $2,088 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 257DA00107 |
| Primary APN | 257DA00107 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,412 sqft Heated Area |
| Gross Area | 1,866 sqft |
| 1st Floor Area | 110 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Wood Truss |
| Roof Material | Shingle |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80072490 |
|---|---|
| Street Address | 42 E FIRST ST, B4 |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT B-4 THE ISLAND CLUB CB 2/94-102 |
| Legal Subdivision | THE ISLAND CLUB CONDOMINIUM |
| Legal Block | 4 |
| Legal Unit | B-4 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20512 |
42 E First St, #B4 is owned by two individuals who bought it in June 2018.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8229 VICTORIA LAKE DR, WAXHAW, NC 28173-9819 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 12, 2021 | Deed of Trust, Mortgage · Line of Credit TRULIANT FCU |
| Jun 11, 2018 | Deed of Trust, Transfer · Conventional Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2018 · Amount on File |
| Deed Sale | Jun 11, 2018 · Amount on File |
| Prior Sale | Jun 1, 1998 |
| Deed Book / Page | 4066 / 1152 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 42 E FIRST ST # B4, B4, OCEAN ISLE BEACH, NC 28469 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045450266 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 4545/266 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 42 E FIRST ST # B4, B4, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0045610749 |
| Instrument Date | Feb 12, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 E FIRST ST #4B OCEAN ISLE BEACH NC 284697600, 4B, OCEAN ISLE BEACH, NC 28469-7600 |
| Document Number | 0045610749 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 004561/000749 |
| Name | TRULIANT FCU |
|---|---|
| Type | Credit Union |
| Address | WINSTON SALEM, NC 27103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 2, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 42 E FIRST ST # B4, B4, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0040661155 |
| Instrument Date | Jun 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 E 1ST ST #4B OCEAN ISLE BEACH NC 28469, 4B, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0040661155 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 004066/001155 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2025 property tax bill for 42 E First St, #B4 was $2,088.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,940 (-) Building $551,940 | $551,940 (-) Building $551,940 | |
| 2025 | $2,088.00 | $551,940 Building $551,940 | $551,940 Building $551,940 |
| 2023 | $551,940 Building $551,940 | $551,940 Building $551,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 42 E First St, #B4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 596 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 658 units insured incl. 62 condo units |
| Nearby Flood Claims | 901 (1979–2022) |
| Claims Outside the SFHA | 2 of 901 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 E First St, #B4 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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