42 E End Ave, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 42 E End Ave, Oneonta, NY 13820 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,272 sqft · built 1900
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Nov 2009)
Tax Bill	$3,824 (2025)
Deeds & Mortgages	Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`361200 300.8-1-60`

Property Details

APN / Parcel Number

Primary APN	`361200 300.8-1-60`
Alternative APNs	`120030000800010600000000` `3911 1127`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,272 sqft Living Area
1st Floor Area	684 sqft
2nd Floor Area	588 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	114 ft deep x 122 ft wide
Garage Type	Detached

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Shed	1 Shed
Shed Area	616 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3911 1127
Street Address	42 E END AVE
City	ONEONTA
State	NY
Zip	13820-2025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	60.000
Jurisdiction	OTSEGO NY
Township / Civil Division	ONEONTA
Census Block Group	2
Census Block	2004
Census Tract	590900

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.8-1-60

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 E END AVE, ONEONTA, NY 13820-2025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 06, 2009 · Amount on Record
Deed Sale	Nov 06, 2009 · Amount on Record
Prior Sale	Nov 09, 2007 · Amount on Record
Deed Book / Page	1127 / 132
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTSEGO NY
Property Address	42 E END AVE, ONEONTA, NY 13820-2025
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	181
Date	Sep 17, 2021
Instrument	2021-5181

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
Municipality	Oneonta City
Unified School District	Oneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,824.00	$96,000 (-) Land $21,600 Building $74,400	$135,211 (+14.08%) Land $30,422 Building $104,789
2023		$96,000 Land $21,600 Building $74,400	$118,519 Land $26,667 Building $91,852

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.