42 Division St, Canton, NC 28716 Property Records

Haywood County property record for 42 Division St, Canton, NC 28716

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1950
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$265,000 (Nov 2023)
Tax Bill	$744 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Feb 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8657-90-0798`

Property Details

APN / Parcel Number

Primary APN	`8657-90-0798`
Alternative APNs	`280891` `85724`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Heated Area
Gross Area	966 sqft
1st Floor Area	936 sqft
Basement Area	900 sqft
Unfinished Basement	900 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	280891
Street Address	42 DIVISION ST
City	CANTON
State	NC
Zip	28716-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CNR1
Legal Description	42 DIVISION ST
Legal Subdivision	JM SMITH
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1033
Census Tract	920300

Owner

Source: Haywood County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1623, CLYDE, NC 28721-1623
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage DAVID L SINGLETON ETUX
Feb 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage HOMETRUST BANK
Jun 28, 2022	Warranty Deed, Transfer · Commercial Mortgage GERALD MORGAN ETUX
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MTG
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHAMPION CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Jun 28, 2022 · Amount on Record
Deed Document Number	20239498
Deed Book / Page	1097 / 577
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Nov 2, 2023
Property Address	42 DIVISION ST, CANTON, NC 28716-4416
Document Number	0010970577
Book / Page	1097 / 577
Map Reference	CAB D SL 1794
Instrument Date	Oct 31, 2023
Instrument	2023009498
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	357 ROCKY BRANCH ROAD, CLYDE, NC 28721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1623, CLYDE, NC 28721-1623

Mortgage

Document Number	2023009499
Date	Nov 2, 2023
Instrument	2023009499

Lender

Name	DAVID L SINGLETON ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	20 Months
Due	Jul 1, 2025

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	42 DIVISION ST, CANTON, NC 28716-4416
Transaction Type	Mortgage
Record Updated	Feb 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 ROCKY BRANCH RD, CANTON, NC 28716-5906

Mortgage

Document Number	0010801284
Date	Feb 7, 2023
Book Page	1080/1284
Instrument	2023000937

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Jun 28, 2022
Property Address	42 DIVISION ST, CANTON, NC 28716-4416
Document Number	0010660611
Book / Page	1066 / 611
Map Reference	CAB D SL 1794
Instrument Date	Jun 24, 2022
Instrument	2022006936
Transaction Type	Transfer
Record Updated	Nov 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1414, CANTON, NC 28716-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	357 ROCKY BRANCH RD, CANTON, NC 28716-5906

Mortgage

Document Number	0010660614
Date	Jun 28, 2022
Instrument	1066-0614

Lender

Name	GERALD MORGAN ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Dec 1, 2022

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	42 DIVISION ST, CANTON, NC 28716-4416
Document Number	0009891238
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 24, 2020
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DIVISION ST CANTON NC 287164416, CANTON, NC 28716-4416

Mortgage

Document Number	0009891238
Date	Jan 15, 2020
Book Page	000989/001238
Instrument	417

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 14, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	42 DIVISION ST, CANTON, NC 28716-4416
Document Number	0009541838
Instrument Date	Jun 25, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 DIVISION ST CANTON NC 287164416, CANTON, NC 28716-4416

Mortgage

Document Number	0009541838
Date	Jul 2, 2018
Book Page	000954/001838
Instrument	5783

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jul 1, 2025

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$106,500 (-) Land $18,400 Building $88,100
2025	$744.00	$106,500 (-) Land $18,400 Building $88,100	$106,500 (-) Land $18,400 Building $88,100
2023		$106,500 Land $18,400 Building $88,100	$106,500 (-) Land $18,400 Building $88,100
2021			$106,500 Land $18,400 Building $88,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 8 claims Remnants Of Tropical Storm Fred, Aug 2021 · 6 claims Tropical Storm Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CANTON serves 7,850 people · EPA ID NC0144015
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Skyrunner Fixed Wireless	500 / 250

May also be available: AT&T, Verizon.

Nearby Properties on Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures