42 Descanso Dr, Orinda, CA 94563 Property Records

Contra Costa County property record for 42 Descanso Dr, Orinda, CA 94563

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,888 sqft · built 1960
Lot Size	0.25 acres (10,900 sqft)
Owner	Trust Name on File
Last Sale	$748,000 (Mar 2003)
Tax Bill	$13,734 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`271-281-017-1`

Property Details

APN / Parcel Number

Primary APN	`271-281-017-1`
Alternative APN	`271-281-017`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,900 sqft (0.25 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	42 DESCANSO DR
City	ORINDA
State	CA
Zip	94563-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-12/SD-1
Legal Description	TRACT 2779 LOT 11
Legal Tract	2779
Legal Lot Number	11
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	3
Census Block	3001
Census Tract	352201

Owner

42 Descanso Dr is owner-occupied and held in a trust since December 2005.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	42 DESCANSO DR, ORINDA, CA 94563-4209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2019	Deed of Trust, Mortgage · ARM QUICKEN LOANS INC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2003 · Amount on File
Deed Sale	Mar 26, 2003 · Amount on File
Deed Document Number	2003136535
Last Transfer Date	Dec 27, 2005
Transfer Doc	0000047290
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	42 DESCANSO DR, ORINDA, CA 94563-4209
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002538
Date	Jan 8, 2019
Instrument	2019-002538

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.4%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.4%
Index	1-Year LIBOR
Max Rate	9.4%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	42 DESCANSO DR, ORINDA, CA 94563-4209
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 DESCANSO DR, ORINDA, CA 94563-4209

Mortgage

Document Number	0000258181
Date	Oct 30, 2020
Instrument	2020-258181

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.2%
Type Change Date	Nov 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.2%
Index	1-Year LIBOR
Max Rate	8.2%

Tax Assessment & Valuation

The 2025 property tax bill for 42 Descanso Dr was $13,734 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Orinda Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,105,001 (+2%) Land $701,710 Building $403,291
2025	$13,734.00 Homeowner's exemption	$1,083,335 Land $687,951 Building $395,384
2023	$13,578.00 (+1.17%) Homeowner's exemption	$1,041,270 Land $661,238 Building $380,032
2022	$13,421.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Descanso Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1982–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Descanso Dr is high, ranking above 78% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 54% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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