Berkeley County property record for 42 Darbys Ct, Falling Waters, WV 25419
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,288 sqft · built 1987 |
| Lot Size | 6.8 acres (296,644 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,170 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-10-0097.0018 |
| Primary APN | 02-10-0097.0018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,288 sqft Living Area |
| 1st Floor Area | 2,288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 296,644 sqft (6.8 acres) |
| Garage Area | 624 sqft |
| Deck Area | 2,750 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07111813 |
|---|---|
| Street Address | 42 DARBYS CT |
| City | FALLING WATERS |
| State | WV |
| Zip | 25419-7647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 23 SECTION 2 RED HAWK 6.82 ACRES |
| Legal Lot Number | 23 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | POTOMAC |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 971101 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 700 DARBYS CT, FALLING WATERS, WV 25419 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0001150590 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 42 DARBYS CT, FALLING WATERS, WV 25419-7647 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Title Company | UNKNOWN, WVW |
| Name | Verified Name |
|---|
| Document Number | 004325/386 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 4325/386 |
| Instrument | 20250031725 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,170.00 (-1.32%) | $178,510 (+2.55%) Land $64,930 Building $113,580 | $297,500 (+2.55%) Land $108,200 Building $189,300 |
| 2023 | $2,199.00 | $174,070 Land $60,550 Building $113,520 | $290,100 Land $100,900 Building $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 27 (1985–2025) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
May also be available: Frontier.
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