42 Cuthbert St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 42 Cuthbert St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,440 sqft · built 1913
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Tax Bill$5,620 (2026)
Flood ZoneZone X (minimal risk)
APN422201 29.76-3-7

Property Details

APN / Parcel Number

Primary APN422201 29.76-3-7
Alternative APNs
  • 220102907600030070000000
  • A02320

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,440 sqft Living Area
1st Floor Area960 sqft
Upper Floors Area480 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA02320
Street Address42 CUTHBERT ST
CitySCHENECTADY
StateNY
Zip12302-2900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCHDY OPERATING CO. L141 HLG
Legal Block3
Legal Lot Number7.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group2
Census Block2020
Census Tract32200

Owner

42 Cuthbert St is owned and occupied by an individual.

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address42 CUTHBERT ST, SCHENECTADY, NY 12302-2900
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 42 Cuthbert St was $5,620 with a homeowner's exemption, up 2.6% from the year before.

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,620.00 (+2.55%) Homeowner's exemption
2025$5,480.00$107,500 Land $18,000 Building $89,500$195,455 Land $32,727 Building $162,728
2023$107,500 Land $18,000 Building $89,500$158,088 Land $26,471 Building $131,617

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Cuthbert St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims19 (2005–2014)
Claims Outside the SFHA4 of 19
Most Recent ClaimMar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 42 Cuthbert St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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