42 Crystal Rd, Gates, NC 27937 Property Records

Gates County property record for 42 Crystal Rd, Gates, NC 27937

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,176 sqft · built 2018
Lot Size	10.1 acres (442,570 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,879 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-02130`

Property Details

APN / Parcel Number

Primary APN	`10-02130`
Alternative APN	`29119`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,176 sqft Building Perimeter

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Lot Area	442,570 sqft (10.1 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	29119
Street Address	42 CRYSTAL RD
City	GATES
State	NC
Zip	27937-9208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT B7 - BLUE SKY PROP
Legal Lot Number	B7
Jurisdiction	GATES NC
Township / Civil Division	HASLETT
Census Block Group	1
Census Block	1007
Census Tract	970200

Owner

42 Crystal Rd, a single family home, is owned by two individuals.

Source: Gates County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6214 WHALEYVILLE BLVD, SUFFOLK, VA 23438-9310
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jul 24, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Recording Date	Sep 28, 2026
Property Address	42 CRYSTAL RD, GATES, NC 27937-9208
Document Number	0000325307
Book / Page	398 / 686
Instrument Date	Sep 19, 2026
Instrument	2026325307
Transaction Type	Mortgage
Record Updated	Oct 8, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CRYSTAL RD, GATES, NC 27937-9208

Mortgage

Document Number	0000325307,
Date	Sep 28, 2026
Book Page	398/686
Instrument	2026325307

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Oct 1, 2066

Interest

Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GATES NC
Property Address	42 CRYSTAL RD, GATES, NC 27937-9208
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	ASSOCIATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	356/268
Date	Jul 24, 2020
Book Page	356/268
Instrument	317110

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 42 Crystal Rd was $1,879.

Source: Gates County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gates County
Unified School District	Gates County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,879.00	$273,059 (-) Land $55,118 Building $217,941	$273,059 (-) Land $55,118 Building $217,941
2025	$1,879.00	$273,059 Land $55,118 Building $217,941	$273,059 Land $55,118 Building $217,941
2023	$1,791.00	$207,364 Land $48,393 Building $158,971	$207,364 Land $48,393 Building $158,971

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Crystal Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective December 29, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2010–2016)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Crystal Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GATES COUNTY WATER SYSTEM serves 11,621 people · EPA ID NC0437020
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crystal Rd

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