42 Crestone Overlook, Crestone, CO 81131 Property Records

Saguache County property record for 42 Crestone Overlook, Crestone, CO 81131

Property Summary

Property Type	Single Family Home
Details	1,270 sqft · built 1975
Lot Size	1.17 acres (51,227 sqft)
Owner	Individual Name on Record
Last Sale	$187,200 (Nov 2017)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R012044`

Property Details

APN / Parcel Number

Primary APN	`R012044`
Alternative APN	`460506100483`

Interior

Building Area	1,270 sqft Total Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	51,227 sqft (1.17 acres)

Location & Zoning

Account Number	R012044
Street Address	42 CRESTONE OVERLOOK
City	CRESTONE
State	CO
Zip	81131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TRACT OF LAND LOCATED WITHIN THE BACA GRANDE CHALET UNIT ONE CONTAINING 1.176 ACRES REC# 365415 N/K/A LOT 41C (FKA LOTS
Legal Subdivision	BACA GRANDE CHALET I
Legal Lot Number	42,41C
Legal Unit	1
Jurisdiction	SAGUACHE CO
Township / Civil Division	SAGUACHE
Census Block Group	3
Census Block	3033
Census Tract	977600

Owner

Source: Saguache County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1291, CRESTONE, CO 81131-1301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 1, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2017 · Amount on Record
Deed Sale	Nov 1, 2017 · Amount on Record
Prior Sale	Oct 30, 2000 · Amount on Record
Deed Document Number	2017384143
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Recording Date	Oct 6, 2026
Property Address	42 CRESTONE OVERLOOK, CRESTONE, CO 81131
Document Number	0000407044
Instrument Date	Sep 29, 2026
Instrument	2026407044
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000407044,
Date	Oct 6, 2026
Instrument	2026407044

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGUACHE CO
Property Address	42 N CRESTONE OL, CRESTONE, CO 81131
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000390654
Date	Jun 25, 2020
Instrument	390654

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGUACHE CO
Recording Date	Nov 1, 2017
Property Address	42 N CRESTONE OL, CRESTONE, CO 81131
Document Number	0000384143
Map Reference	DOC365415
Instrument Date	Oct 31, 2017
Instrument	384143
Transaction Type	Transfer
Record Updated	May 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.72
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	348 W GRAND AVE, SALIDA, CO 81201-1572

Mortgage

Document Number	0000384144
Date	Nov 1, 2017
Instrument	384144

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Saguache County assessment roll, as of February 19, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Saguache County
Unified School District	Moffat School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00 (+26.85%)	$11,589 (+32.63%) Land $938 Building $10,651	$185,421 (+42.17%) Land $15,000 Building $170,421
2023	$1,084.00 (-35.4%)	$8,738 (-34.09%) Land $707 Building $8,031	$130,421 (-29.66%) Land $10,551 Building $119,870
2022	$1,678.00	$13,258 Land $1,073 Building $12,185	$185,421 Land $15,000 Building $170,421

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 66% of Colorado
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fixed Wireless · Fiber in parts of the area	300 / 300

May also be available: Fidium Fiber, Viaero Wireless.

Cell Coverage

5G and 4G LTE (outdoors only)

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