Pamlico County property record for 42 Cove Ct, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,067 sqft · built 1996 |
| Lot Size | 0.879 acres (38,289 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,784 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2017 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | I08-36-60 |
| Primary APN | I08-36-60 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,067 sqft Finished Area |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Flooring | Plywood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,289 sqft (0.879 acres) |
| Garage Type | Mixed |
| Garage Area | 552 sqft |
| Driveway | Driveway |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio |
| Porch Area | 40 sqft |
| Deck Area | 476 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Water Source | Commercial |
| Account Number | 34829 |
|---|---|
| Street Address | 42 COVE CT |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 60 ORIENTAL PLANTA- TION SEC 2 PLANT. PARKWAY 0004578 6487498540000 |
| Legal Subdivision | ORIENTAL PLANTATION SECTION 2 |
| Legal Lot Number | 60 |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 950203 |
Source: Pamlico County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LADERA LENDING INC |
| May 5, 2017 | Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB |
| Aug 25, 2021 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Sep 10, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 1994 |
| Deed Sale | Aug 1, 1994 |
| Deed Book / Page | 299 / 177 |
| Last Transfer Date | Aug 16, 2024 |
| Transfer Doc | 000729/390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | UNLS |
| Name | Verified Name |
|---|---|
| Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
| Document Number | 000753/594 |
|---|---|
| Date | Mar 5, 2026 |
| Book Page | 753/594 |
| Name | LADERA LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LADERA RANCH, CA 92694 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | NONE AVELABLE, NONE AVALABLE |
| Name | Verified Name |
|---|
| Document Number | 000625/317 |
|---|---|
| Date | May 5, 2017 |
| Book Page | 625/317 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000686/23 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 686/23 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PAMLICO NC |
| Recording Date | Sep 10, 2021 |
| Property Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
| Document Number | 000687/138 |
| Book / Page | 687 / 138 |
| Map Reference | CAB A SL 55-6 |
| Instrument Date | Sep 2, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 COVE CT, ORIENTAL, NC 28571-9498 |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,784.00 (+3.06%) | $264,323 (-) Land $73,836 Building $190,487 | $264,323 (-) Land $73,836 Building $190,487 |
| 2023 | $1,731.00 | $264,323 Land $73,836 Building $190,487 | $264,323 Land $73,836 Building $190,487 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 167 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 218 units insured incl. 51 condo units |
| Nearby Flood Claims | 130 (1999–2025) |
| Claims Outside the SFHA | 50 of 130 |
| Most Recent Claim | Oct 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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