42 Colt Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 42 Colt Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	5,396 sqft · built 2018
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,500,000 (Dec 2017)
Tax Bill	$51,305 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Dec 2017 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-05203-0000-00040`

Property Details

APN / Parcel Number

Primary APN	`18-05203-0000-00040`
Alternative APNs	`1800096F00034` `180520300040`

Interior

Stories	2 Stories
Building Area	5,396 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Lot Area	22,172 sqft (0.509 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800096F00034
Street Address	42 COLT RD
City	SUMMIT
State	NJ
Zip	07901-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	CITY/SUMMIT
Legal Block	5203
Legal Lot Number	40
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	4
Census Block	4004
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 COLT RD, SUMMIT, NJ 07901-3041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 27, 2017	Grant Deed, Construction Loan · Construction Mortgage CITIZENS BK NA
Apr 24, 2017	Grant Deed, Construction Loan · Construction Mortgage UNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2017 · Amount on Record
Deed Sale	Dec 27, 2017 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	2017295088
Prior Transfer Date	Nov 11, 1997
Prior Transfer Doc	0000046245
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	42 COLT RD, SUMMIT, NJ 07901-3041
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146622689
Date	Mar 9, 2020
Book Page	14662/2689
Instrument	688128

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

December 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Dec 27, 2017
Property Address	42 COLT RD, SUMMIT, NJ 07901-3041
Document Number	0062360794
Book / Page	006236 / 000794
Instrument Date	Dec 14, 2017
Instrument	295088
Transaction Type	Construction Loan
Record Updated	Jan 24, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 COLT RD SUMMIT NJ 079013041, SUMMIT, NJ 07901-3041

Mortgage

Document Number	143850383
Date	Dec 27, 2017
Book Page	014385/000383
Instrument	651350

Lender

Name	CITIZENS BK NA
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%

April 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Apr 24, 2017
Property Address	42 COLT RD, SUMMIT, NJ 07901-3041
Document Number	0061840231
Book / Page	006184 / 000231
Instrument Date	Mar 8, 2017
Instrument	285677
Transaction Type	Construction Loan
Record Updated	May 26, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 COLT RD SUMMIT NJ 079013041, SUMMIT, NJ 07901-3041

Mortgage

Document Number	142620678
Date	Apr 24, 2017
Book Page	014262/000678
Instrument	639555

Lender

Name	UNITY BK
Type	Bank
Address	64 OLD HIGHWAY 22, CLINTON, NJ 08809-1305

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,147,500 (-) Land $352,700 Building $794,800	$1,147,500 (-) Land $352,700 Building $794,800
2025	$51,305.00 (+2.64%)	$1,147,500 (-) Land $352,700 Building $794,800	$1,147,500 (-) Land $352,700 Building $794,800
2024	$49,985.00 (+1.71%)
2023		$1,147,500 Land $352,700 Building $794,800	$1,147,500 Land $352,700 Building $794,800
2022	$49,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	11 (2004–2026)
Claims Outside the SFHA	6 of 11
Most Recent Claim	Jul 2026 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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