42 Colby Ave, Worcester, MA 01605 Property Records

Worcester County and Worcester City property record for 42 Colby Ave, Worcester, MA 01605

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,128 sqft · built 1950
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$328,000 (Oct 2021)
Tax Bill	$5,084 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-015-00472`

Property Details

APN / Parcel Number

Primary APN	`39-015-00472`
Alternative APN	`WORC M:39 B:015 L:00472`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
Gross Area	2,224 sqft
1st Floor Area	768 sqft
Basement Area	720 sqft
Unfinished Basement	720 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	39-015-00472
Street Address	42 COLBY AVE
City	WORCESTER
State	MA
Zip	01605-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-7
Legal Block	15
Legal Lot Number	472
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	3
Census Block	3007
Census Tract	732002

Owner

42 Colby Ave is owned and occupied by an individual who bought it in October 2021.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	42 COLBY AVE, WORCESTER, MA 01605-2224
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 1, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Aug 15, 2018	Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2021 · Amount on File
Deed Sale	Oct 1, 2021 · Amount on File
Prior Sale	Jul 30, 2015 · Amount on File
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 COLBY AVE, WORCESTER, MA 01605-2224
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125166
Date	Oct 17, 2025
Instrument	125166

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 1, 2021
Property Address	42 COLBY AVE, WORCESTER, MA 01605-2224
Document Number	118894
Instrument Date	Oct 1, 2021
Instrument	118894
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	MISC COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COLBY AVE, WORCESTER, MA 01605-2224

Mortgage

Document Number	118895
Date	Oct 1, 2021
Instrument	118895

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 COLBY AVE, WORCESTER, MA 01605-2224
Document Number	0000115019
Instrument Date	Nov 13, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COLBY AVE WORCESTER MA 016052224, WORCESTER, MA 01605-2224

Mortgage

Document Number	0000115019
Date	Nov 14, 2019
Instrument	115019

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	42 COLBY AVE, WORCESTER, MA 01605-2224
Document Number	0000112853
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COLBY AVE WORCESTER MA 016052224, WORCESTER, MA 01605-2224

Mortgage

Document Number	0000112853
Date	Aug 15, 2018
Instrument	112853

Lender

Name	NAVIGANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 14, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 42 Colby Ave was $5,084, up 2.3% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,084.00 (+2.27%)	$382,800 (+1.57%) Land $123,600 Building $259,200	$414,747 (+5.81%)
2025	$4,971.00	$376,900 Land $117,700 Building $259,200	$391,970 (-4.4%)
2024			$410,020
2023	$4,673.00	$325,900 Land $102,400 Building $223,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Colby Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 42 Colby Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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