42 Cobb Rd, Poland, ME 04274 Property Records

Androscoggin County and Poland Town property record for 42 Cobb Rd, Poland, ME 04274

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,576 sqft · built 2002
Lot Size	2.59 acres (112,820 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,612 (2024)
Deeds & Mortgages	May 2018 Line of Credit Feb 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:0011 L:0074-0041`

Property Details

APN / Parcel Number

Primary APN	`M:0011 L:0074-0041`
Alternative APNs	`POLA M:0011 L:0074 S:0041` `1443`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,576 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	112,820 sqft (2.59 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1443
Street Address	42 COBB RD
City	POLAND
State	ME
Zip	04274-6376
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	ROWE HOMESTEAD
Legal Lot Number	74
Jurisdiction	POLAND ME
Township / Civil Division	POLAND
Census Block Group	3
Census Block	3012
Census Tract	41000

Owner

42 Cobb Rd is owned and occupied by two individuals.

Source: Androscoggin County and Poland Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 COBB RD, POLAND, ME 04274-6376
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Feb 28, 2018	Deed of Trust, Mortgage KEYBANK USA
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Sep 26, 2017	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	42 COBB RD, POLAND, ME 04274-6376
Document Number	0098440029
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COBB RD POLAND ME 042746376, POLAND, ME 04274-6376

Mortgage

Document Number	0098440029
Date	May 23, 2018
Book Page	009844/000029
Instrument	7536

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	42 COBB RD, POLAND, ME 04274-6376
Document Number	0097990049
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COBB RD POLAND ME 042746376, POLAND, ME 04274-6376

Mortgage

Document Number	0097990049
Date	Mar 9, 2018
Book Page	009799/000049
Instrument	3662

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 8, 2033

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	42 COBB RD, POLAND, ME 04274-6376
Document Number	0097040011
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COBB RD POLAND ME 042746376, POLAND, ME 04274-6376

Mortgage

Document Number	0097040011
Date	Oct 10, 2017
Book Page	009704/000011
Instrument	17696

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 9, 2047

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLAND ME
Property Address	42 COBB RD, POLAND, ME 04274-6376
Document Number	0097030349
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 COBB RD POLAND ME 042746376, POLAND, ME 04274-6376

Mortgage

Document Number	0097030349
Date	Oct 6, 2017
Book Page	009703/000349
Instrument	17688

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 5, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Androscoggin County and Poland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Androscoggin County
County Subdivision	Poland Town
Unified School District	Regional School Unit 16 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$5,612.00 (+21.18%)	$339,500 (-) Land $65,900 Building $273,600
2023	$4,631.00 (+8.4%)	$339,500 (+20.01%) Land $65,900 Building $273,600
2022	$4,272.00	$282,900 Land $54,900 Building $228,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 42 Cobb Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 23, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Cobb Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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