Westchester County and Yorktown Town property record for 42 Cloverhill Ln, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,024 sqft · built 2006 |
| Lot Size | 1.87 acres (81,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $875,000 (Oct 2016) |
| Tax Bill | $33,535 (2026) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 555400 69.20-1-19 |
| Primary APN | 555400 69.20-1-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,024 sqft Living Area |
| 1st Floor Area | 2,810 sqft |
| 2nd Floor Area | 2,214 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood |
| Lot Area | 81,457 sqft (1.87 acres) |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 78 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|
| Account Number | 4902850 |
|---|---|
| Street Address | 42 CLOVERHILL LN |
| City | OSSINING |
| State | NY |
| Zip | 10562-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SUBDIVISION PLAT OF FAIRHILLS FARMS |
| Legal Block | 1 |
| Legal Lot Number | 19.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | YORKTOWN |
| Census Block Group | 2 |
| Census Block | 2061 |
| Census Tract | 14805 |
42 Cloverhill Ln is owned and occupied by two individuals who bought it in October 2016.
Source: Westchester County and Yorktown Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 42 CLOVERHILL LN, OSSINING, NY 10562-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Oct 21, 2020 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 20, 2016 · Amount on File |
| Deed Sale | Oct 20, 2016 · Amount on File |
| Prior Sale | Jul 31, 2006 · Amount on File |
| Deed Document Number | 2016562903011 |
| Prior Transfer Date | Dec 31, 2010 |
| Prior Transfer Doc | 0510033224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 42 CLOVERHILL LN, OSSINING, NY 10562-1223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602953326 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 602953326 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 42 CLOVERHILL LN, OSSINING, NY 10562-1223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602953327 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 602953327 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Oct 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 42 CLOVERHILL LN, OSSINING, NY 10562-1223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602953325 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 602953325 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Oct 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
The 2026 property tax bill for 42 Cloverhill Ln was $33,535.
Source: Westchester County and Yorktown Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Yorktown Town |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,535.00 | ||
| 2025 | $22,050 (-) Land $3,000 Building $19,050 | $1,378,125 (+10.62%) Land $187,500 Building $1,190,625 | |
| 2024 | $22,050 (-) Land $3,000 Building $19,050 | $1,245,763 (-2.82%) Land $169,492 Building $1,076,271 | |
| 2023 | $22,050 Land $3,000 Building $19,050 | $1,281,977 Land $174,419 Building $1,107,558 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 42 Cloverhill Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 6 (2011–2023) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42 Cloverhill Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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