42 Clipper St, Inlet Beach, FL 32461 Property Records

Walton County property record for 42 Clipper St, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,899 sqft · built 2017
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on Record
Last Sale	$1,775,000 (Sep 2021)
Tax Bill	$14,596 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-3S-18-16202-000-0730`

Property Details

APN / Parcel Number

Primary APN	`20-3S-18-16202-000-0730`
Alternative APN	`1084264`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,899 sqft Living Area
Gross Area	3,817 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	10 ft deep x 5 ft wide
Garage Type	Finished
Garage Area	262 sqft
Porch	Porch
Porch Area	656 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1084264
Street Address	42 CLIPPER ST
City	INLET BEACH
State	FL
Zip	32461-0752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 73 PROMINENCE PHASE 2 SOUTH PB 19-60 OR 3067-3871 OR 3081-2860 OR 3190-442 OR 3215-3027
Legal Range	18W
Legal Township	03S
Legal Section	20
Legal Subdivision	PROMINENCE-PH 2 SOUTH
Legal Phase	2
Legal Lot Number	73
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1037
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	105 BANCROFT CT, NASHVILLE, TN 37215-4605
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK NA
Sep 9, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 29, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 12, 2018	Grant Deed, Subdivision Related Transfer DHI TITLE/FL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Mar 29, 2021 · Amount on Record
Deed Document Number	20210045320
Deed Book / Page	3215 / 3027
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	42 CLIPPER ST, INLET BEACH, FL 32461-0752
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BANCROFT CT, NASHVILLE, TN 37215-4605

Mortgage

Document Number	0032262550
Date	Nov 22, 2021
Book Page	3226/2550
Instrument	20210058097

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank
Address	SAINT PETERSBURG, FL 33716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	4.75%
Index	1-Year T-Bill
Max Rate	7.75%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 9, 2021
Property Address	42 CLIPPER ST, INLET BEACH, FL 32461-0752
Document Number	0032153027
Book / Page	3215 / 3027
Map Reference	MB 19 PG 60
Instrument Date	Sep 8, 2021
Instrument	20210045320
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$12,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 457, MCALESTER, OK 74502-0457

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 BANCROFT CT, NASHVILLE, TN 37215-4605

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 29, 2021
Property Address	42 CLIPPER ST, INLET BEACH, FL 32461-0752
Document Number	0031900442
Book / Page	3190 / 442
Map Reference	MB 19 PG 60
Instrument Date	Mar 29, 2021
Instrument	20210014986
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$11,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 CLIPPER ST, 148, INLET BEACH, FL 32461-0838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 LIBERTY CIR, MCALESTER, OK 74501-1997

March 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Mar 12, 2018
Property Address	42 CLIPPER ST, INLET BEACH, FL 32461-0752
Document Number	0030673871
Book / Page	003067 / 003871
Instrument Date	Mar 9, 2018
Instrument	8017
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2018
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Tax	$5,950.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6440 HADDINGTON LN SUWANEE GA 300245306, SUWANEE, GA 30024-5306

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,477,426 (-7.54%) Land $425,000 Building $1,052,426	$1,477,426 (-7.54%) Land $425,000 Building $1,052,426
2024	$14,596.00 (+2.91%)
2023	$14,183.00 (+10.15%)	$1,597,975 (+15.01%) Land $425,000 Building $1,172,975	$1,597,975 (+15.01%) Land $425,000 Building $1,172,975
2022	$12,876.00	$1,389,424 Land $360,750 Building $1,028,674	$1,389,424 Land $360,750 Building $1,028,674

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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