Otsego County and Oneonta City property record for 42 Cliff St, Oneonta, NY 13820 · Last verified May 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Traditional |
| Year Built | Built 1981 |
| Square Footage | 2,462 sqft Total Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Last Sale | $275,000 (2019) |
| Tax Bill | $6,098.00 (2025) |
| Primary APN | 361200 300.5-4-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,462 sqft Total Area |
| 1st Floor | 1,346 sqft 1st Floor |
| 2nd Floor | 1,116 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 8,276 sqft (0.19 acres) |
| Depth X Width | 132 ft x 60 ft Depth x Width |
| Porch Area | 328 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 3911 0720 |
|---|---|
| Street Address | 42 CLIFF ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2413 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Block | 4 |
| Legal Lot Number | 58.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | ONEONTA |
| Census Blockgroup | 2 |
| Census Block | 2026 |
| Census Tract | 591100 |
Source: Otsego County and Oneonta City records · APN 361200 300.5-4-58
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 75 MAPLE ST, SAYVILLE, NY 11782-3026 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance WAYNE BANK |
| Jun 10, 2019 | Warranty Deed, Transfer JUDICIAL TITLE |
| Aug 02, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 10, 2019 · Amount on Record |
| Deed Sale | Jun 10, 2019 · Amount on Record |
| Prior Sale | Aug 02, 2017 · Amount on Record |
| Deed Doc Number | 20192486 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 42 CLIFF ST, ONEONTA, NY 13820-2413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 438 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-3438 |
| Name | WAYNE BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jun 10, 2019 |
| Property Address | 42 CLIFF ST, ONEONTA, NY 13820-2413 |
| Document Number | 0000002486 |
| Instrument Date | May 13, 2019 |
| Instrument | 2486 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2019 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 75 MAPLE ST SAYVILLE NY 117823026, SAYVILLE, NY 11782-3026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 02, 2017 |
| Property Address | 42 CLIFF ST, ONEONTA, NY 13820-2413 |
| Document Number | 0000003614 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 3614 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10 MARKET ST #11 ONEONTA NY 138202626, 11, ONEONTA, NY 13820-2626 |
Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,098.00 | $160,000 (-) Land $18,300 Building $141,700 | $225,352 (+14.08%) Land $25,775 Building $199,577 |
| 2023 | $160,000 Land $18,300 Building $141,700 | $197,531 Land $22,593 Building $174,938 |
42 Cliff St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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