42 Cliff St, Dayton, OH 45405 Property Records

Montgomery County property record for 42 Cliff St, Dayton, OH 45405

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,360 sqft · built 1927
Lot Size	0.096 acres (4,186 sqft)
Owner	Company Name on File
Last Sale	$20,000 (Dec 2023)
Tax Bill	$945 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`R72-11210-0004`

Property Details

APN / Parcel Number

Primary APN	`R72-11210-0004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	4,186 sqft (0.096 acres)
Lot Dimensions	93 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	152 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	42 CLIFF ST
City	DAYTON
State	OH
Zip	45405-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	42930
Legal Subdivision	MAPLEHURST
Legal Lot Number	4
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	1
Census Block	1025
Census Tract	801

Owner

Source: Montgomery County assessment roll, as of December 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	6213 HEMINGWAY RD, DAYTON, OH 45424-3553
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage OUTDRIVELT LLC
Jul 1, 2017	Loan Modification, Mortgage · Conventional with PMI JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Apr 13, 1999 · Amount on Record
Deed Document Number	202365510
Record Updated	Sep 20, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 28, 2023
Property Address	42 CLIFF ST, DAYTON, OH 45405-2804
Document Number	0000065510
Instrument Date	Dec 8, 2023
Instrument	202300065510
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	PCTITLE PROS INC, PCTITLE PROS

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6213 HEMINGWAY RD, DAYTON, OH 45424-3553
Investor	Possibly a Property Investor

Mortgage

Document Number	0000065511
Date	Dec 28, 2023
Instrument	202300065511

Lender

Name	OUTDRIVELT LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY OH
Property Address	42 CLIFF ST, DAYTON, OH 45405-2804
Document Number	0000059994
Instrument Date	Jul 1, 2017
Transaction Type	Mortgage
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 CLIFF ST DAYTON OH 454052804, DAYTON, OH 45405-2804

Mortgage

Document Number	0000059994
Date	Oct 10, 2017
Instrument	59994

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	264 Months
Due	Oct 9, 2039

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00	$15,800 (-) Land $3,410 Building $12,390	$45,150 (-) Land $9,750 Building $35,400
2024	$945.00 (+6.42%)
2023	$888.00 (-25.57%)	$15,800 (+29.93%) Land $3,410 Building $12,390	$45,150 (+3%) Land $9,750 Building $35,400
2022	$1,193.00	$12,160 Land $2,630 Building $9,530
2020			$34,730 Land $7,500 Building $27,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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