Passaic County and Clifton City property record for 42 Chestnut St, Clifton, NJ 07011
| Property Type | Commercial Office |
|---|---|
| Details | 6,770 sqft · built 1974 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,300,000 (Nov 2021) |
| Tax Bill | $42,903 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Feb 2021 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00015-12-00025 |
| Primary APN | 02-00015-12-00025 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,770 sqft Total Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 200 ft deep x 47 ft wide |
| Street Address | 42 CHESTNUT ST |
|---|---|
| City | CLIFTON |
| State | NJ |
| Zip | 07011-2806 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | M-1 |
| Legal Subdivision | PATERSON PARK |
| Legal Block | 15.12 |
| Legal Lot Number | 25 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 124601 |
Source: Passaic County and Clifton City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 573 VALLEY RD, 7A, WAYNE, NJ 07470-3552 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Sep 28, 2020 | Deed of Trust, Mortgage · Commercial Mortgage STERLING NATIONAL BANK |
| Feb 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage THE STEVEN B HIRSH GST EXEMPT SPRAY TRUS |
| Nov 17, 2021 | Deed, Transfer · Commercial Mortgage LAKELAND BANK |
| Jun 11, 2019 | Loan Modification, Mortgage · Line of Credit M&T BK |
| Mar 18, 2019 | Grant Deed, Mortgage · Line of Credit M&T BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Jan 29, 2016 · Amount on Record |
| Deed Document Number | 202171983 |
| Deed Book / Page | 4180 / 8 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 CHESTNUT ST, CLIFTON, NJ 07011-2806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000048110 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | M16460/261 |
| Instrument | 2020048110 |
| Name | STERLING NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JERICHO, NY 11753 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 42 CHESTNUT ST, CLIFTON, NJ 07011-2806 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | PRESTIGE TITLE AGENCY NOS |
| Name | Verified Name |
|---|
| Document Number | 0000010055 |
|---|---|
| Date | Feb 10, 2021 |
| Book Page | M16831/16 |
| Instrument | 2021010055 |
| Name | THE STEVEN B HIRSH GST EXEMPT SPRAY TRUS |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 17, 2021 |
| Property Address | 42 CHESTNUT ST, CLIFTON, NJ 07011-2806 |
| Document Number | 0000071983 |
| Book / Page | D4180 / 8 |
| Instrument Date | Jul 8, 2021 |
| Instrument | 2021071983 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | SAGE TITLE AND SETTLEMENT SERVICES, SAGE TITLE & STLMT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 RICHMOND ST, 16, CLIFTON, NJ 07011-2829 |
| Name | Verified Name |
|---|---|
| Address | 573 VALLEY RD STE 7A, 7A, WAYNE, NJ 07470-3552 |
| Document Number | 0000071984 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021071984 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 11, 2019 |
| Property Address | 42 CHESTNUT ST, CLIFTON, NJ 07011-2806 |
| Book / Page | 000748 / 000203 |
| Instrument Date | May 10, 2019 |
| Instrument | 24840 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2019 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 19 RICHMOND ST CLIFTON NJ 070112828, CLIFTON, NJ 07011-2828 |
| Document Number | 0000024840 |
|---|---|
| Date | Jun 11, 2019 |
| Book Page | 000748/000203 |
| Instrument | 24840 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | 1 M AND T PLZ, BUFFALO, NY 14203-2309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 18, 2019 |
| Property Address | 42 CHESTNUT ST, CLIFTON, NJ 07011-2806 |
| Book / Page | 015438 / 000241 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 11488 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | PASSAIC VALLEY TITLE SERVICES INC, PASSAIC VLY TITLE SVC INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000011488 |
|---|---|
| Date | Mar 18, 2019 |
| Book Page | 015438/000241 |
| Instrument | 11488 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | 1 M AND T PLZ, BUFFALO, NY 14203-2309 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525,000 (-25%) Land $193,700 Building $331,300 | $525,000 (-25%) Land $193,700 Building $331,300 | |
| 2025 | $42,903.00 (+3.25%) | $700,000 (-) Land $193,700 Building $506,300 | $700,000 (-) Land $193,700 Building $506,300 |
| 2024 | $41,552.00 (+3.96%) | ||
| 2023 | $700,000 Land $193,700 Building $506,300 | $700,000 Land $193,700 Building $506,300 | |
| 2022 | $39,970.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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