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42 Charles St, Boston, MA 02114 Property Records

Suffolk County and Boston City property record for 42 Charles St, Boston, MA 02114

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details1,680 sqft · built 1930
Lot Size0.026 acres (1,120 sqft)
OwnerCompany Name on Record
Last Sale$2,300,000 (Mar 2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Aug 2019 Refinance
Flood ZoneZone X (minimal risk)
APNCBOS W:05 P:02330 S:000

Property Details

APN / Parcel Number

Primary APNCBOS W:05 P:02330 S:000

Interior

Units2 Units
Stories2 Stories
Building Area1,680 sqft Total Area
Gross Area2,789 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2017
Exterior MaterialWood Siding
Construction TypeBrick
Lot Area1,120 sqft (0.026 acres)

Location & Zoning

Street Address42 CHARLES ST
CityBOSTON
StateMA
Zip02114-4604
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeRC
JurisdictionBOSTON MA
Township / Civil DivisionBOSTON
Census Block Group1
Census Block1005
Census Tract20101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Beacon Hill Historic District
listed 1966 · 1,500 contributing resources · National Historic Landmark (designated 1962) · NRIS 66000130

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Suffolk County and Boston City records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address121 MOUNT VERNON ST, BOSTON, MA 02108-1104
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 5, 2026Quit Claim Deed, Transfer
LEADER BANK NA
Aug 20, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
HARBORONE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 5, 2026 · Amount on Record
Deed SaleMar 5, 2026 · Amount on Record
Prior SaleOct 17, 2011
Deed Book / Page72489 / 270
Prior Transfer DateJan 7, 2026
Prior Transfer Doc072489-270
Record UpdatedOct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBOSTON MA
Recording DateMar 5, 2026
Property Address42 CHARLES ST, BOSTON, MA 02114-4604
Document Number072489-270
Book / Page72489 / 270
Instrument DateJan 7, 2026
Instrument12530
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address121 MOUNT VERNON ST, BOSTON, MA 02108-1104

Mortgage

Document Number0000012531
DateMar 5, 2026
Instrument12531
Lender
NameLEADER BANK NA
TypeBank
Agreement
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBOSTON MA
Property Address42 CHARLES ST, BOSTON, MA 02114-4604
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61619-264
DateAug 20, 2019
Book Page61619/264
Instrument70051
Lender
NameHARBORONE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Suffolk County and Boston City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountySuffolk County
MunicipalityBoston City
Unified School DistrictBoston School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2025$1,181,100 (-6.06%) Land $614,900 Building $566,200
2024$1,257,300 (-3.58%) Land $614,900 Building $642,400
2023$1,304,000 Land $614,900 Building $689,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies59 units insured
incl. 49 condo units
Nearby Flood Claims1 (1980)
Most Recent ClaimNov 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOSTON WATER AND SEWER COMMISSION (MWRA)
serves 675,647 people · EPA ID MA3035000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
currently in violation since Nov 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless · Fiber in parts of the area		1,000 / 75
Netafy
Fixed Wireless		500 / 150
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Starry.

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