42 Centre St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 42 Centre St, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1952
Lot Size	0.243 acres (10,598 sqft)
Owner	2 Individual Names on Record
Last Sale	$652,500 (Mar 2021)
Tax Bill	$7,680 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-00000042`

Property Details

APN / Parcel Number

Primary APN	`20-00000042`
Alternative APN	`NATI M:00000020 P:00000042`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,104 sqft
Unfinished Basement	1,104 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	10,598 sqft (0.243 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20-00000042
Street Address	42 CENTRE ST
City	NATICK
State	MA
Zip	01760-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4008
Census Tract	382100

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 CENTRE ST, NATICK, MA 01760-1832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 7, 2019	Deed of Trust, Mortgage · Conventional with PMI METRO CU
Sep 12, 2018	Quit Claim Deed, Transfer · Conventional Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2021 · Amount on Record
Deed Sale	Mar 10, 2021 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Book / Page	77190 / 444
Record Updated	Oct 29, 2026

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Mar 10, 2021
Property Address	42 CENTRE ST, NATICK, MA 01760-1832
Document Number	77190-444
Book / Page	77190 / 444
Instrument Date	Mar 10, 2021
Instrument	53722
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	42 CENTRE ST, NATICK, MA 01760-1832

Mortgage

Document Number	53723
Date	Mar 10, 2021
Instrument	53723

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	42 CENTRE ST, NATICK, MA 01760-1832
Document Number	73446-63
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CENTRE ST NATICK MA 017601832, NATICK, MA 01760-1832

Mortgage

Document Number	73446-63
Date	Oct 11, 2019
Book Page	073446/000063
Instrument	156976

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Sep 12, 2018
Property Address	42 CENTRE ST, NATICK, MA 01760-1832
Document Number	71608-164
Book / Page	071608 / 000164
Instrument Date	Sep 4, 2018
Instrument	141168
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.72
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CENTRE ST NATICK MA 017601832, NATICK, MA 01760-1832

Mortgage

Document Number	71608-170
Date	Sep 12, 2018
Book Page	071608/000170
Instrument	141169

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,680.00 (+3.9%)	$642,100 (+6.5%) Land $426,300 Building $215,800	$695,875
2024	$7,392.00	$602,900 Land $401,200 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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