42 Cedar St, Foristell, MO 63348 Property Records

St. Charles County property record for 42 Cedar St, Foristell, MO 63348

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,692 sqft · built 1920
Lot Size	0.273 acres (11,900 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Jul 2021)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`743070A000`

Property Details

APN / Parcel Number

Primary APN	`743070A000`
Alternative APN	`4-0077-4474-04-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,900 sqft (0.273 acres)
Lot Dimensions	170 ft deep x 70 ft wide
Porch	Open Porch
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	743070A000
Street Address	42 CEDAR ST
City	FORISTELL
State	MO
Zip	63348-1433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB2
Legal Description	W H WILLIAMS ADDN BLK 4 LOT 4 & PT 3
Legal Subdivision	WILLIAMS ADDN-FORISTELL (H.)
Legal Block	4
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2060
Census Tract	312003

Owner

42 Cedar St is owned and occupied by an individual who bought it in July 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	42 CEDAR ST, FORISTELL, MO 63348-1433
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jul 1, 2021	Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Sep 4, 2020	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Sep 4, 2020 · Amount on File
Deed Document Number	202155458
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	42 CEDAR ST, FORISTELL, MO 63348-1433
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1633 WESTSHYRE DR, LAKE SAINT LOUIS, MO 63367-4251

Mortgage

Document Number	0000055461
Date	Jul 1, 2021
Instrument	2021R-055461

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 1, 2021
Property Address	42 CEDAR ST, FORISTELL, MO 63348-1433
Document Number	2021R055458
Map Reference	MB 172 PG 511
Instrument Date	Jun 24, 2021
Instrument	2021R-055458
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CEDAR ST, FORISTELL, MO 63348-1433

Mortgage

Document Number	2021R055461
Date	Jul 1, 2021
Instrument	2021R-055461

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 4, 2020
Property Address	42 CEDAR ST, FORISTELL, MO 63348-1433
Document Number	0000065071
Instrument Date	Aug 27, 2020
Instrument	65071
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 CEDAR ST FORISTELL MO 633481433, FORISTELL, MO 63348-1433

Tax Assessment & Valuation

The 2025 property tax bill for 42 Cedar St was $2,128.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	Foristell City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,526 (-)	$181,714 (-) Land $25,000 Building $156,714
2025	$2,128.00	$34,526	$181,714 Land $25,000 Building $156,714
2023		$35,070
2022			$184,578 Land $25,000 Building $159,578

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Cedar St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWSD 2 FORISTELL serves 550 people · EPA ID MO6010287
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, Verizon.

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