Franklin County property record for 42 Cedar Ledge Dr, Pacific, MO 63069
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1971 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,300 (Aug 2006) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-2-10.0-4-001-023.000 |
| Primary APN | 19-2-10.0-4-001-023.000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 42 CEDAR LEDGE DR |
|---|---|
| City | PACIFIC |
| State | MO |
| Zip | 63069-3409 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:177 CEDARS 1 |
| Legal Range | 2E |
| Legal Township | 43N |
| Legal Section | 10 |
| Legal Subdivision | CEDARS (LOC 19) |
| Legal Lot Number | 177 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | BOLES |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 800704 |
Source: Franklin County records · APN 19-2-10.0-4-001-023.000
Assessment roll updated November 11, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANKCENTRE |
| Mar 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 15, 2026 | Intrafamily Transfer, Transfer |
| Jul 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage VINSON MTG SVCS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 23, 2006 · Amount on Record |
| Deed Sale | Aug 23, 2006 · Amount on Record |
| Prior Sale | May 01, 2006 · Amount on Record |
| Deed Document Number | 200619080 |
| Last Transfer Date | Jan 05, 2026 |
| Transfer Doc | 0002600567 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002119752 |
|---|---|
| Date | Oct 19, 2021 |
| Instrument | 2119752 |
| Name | MIDWEST BANKCENTRE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 16, 2026 |
| Property Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Document Number | 0002603221 |
| Map Reference | PB K PG 70 |
| Instrument Date | Mar 11, 2026 |
| Instrument | 2603221 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Document Number | 0002603222 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 2603222 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 15, 2026 |
| Property Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Document Number | 0002600567 |
| Map Reference | PB K PG 70 |
| Instrument Date | Jan 05, 2026 |
| Instrument | 2600567 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Name | Verified Name |
|---|---|
| Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 42 CEDAR LEDGE DR, PACIFIC, MO 63069-3409 |
| Document Number | 0000011688 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 CEDAR LEDGE DR PACIFIC MO 630693409, PACIFIC, MO 63069-3409 |
| Document Number | 0000011688 |
|---|---|
| Date | Aug 02, 2017 |
| Instrument | 11688 |
| Name | VINSON MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | TOWN AND COUNTRY, MO 63131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Franklin County records · Assessment roll updated November 11, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Pacific City |
| Unified School District | Meramec Valley R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,489.00 (+3.33%) | $21,461 (+11.15%) | $112,950 (+11.15%) Land $35,000 Building $77,950 |
| 2023 | $1,441.00 (+15.1%) | $19,308 | $101,620 Land $35,000 Building $66,620 |
| 2022 | $1,252.00 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Bays-ET Highspeed Fixed Wireless | 600 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Wisper ISP.
Based on FCC filings for 227 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FRANKLIN COUNTY PWSD 3 serves 8,250 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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