42 Carters Mill Rd, Elkton, MD 21921 Property Records

Cecil County property record for 42 Carters Mill Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1938
Lot Size	2.9 acres (126,324 sqft)
Owner	2 Individual Names on File
Last Sale	$125,000 (Dec 1999)
Tax Bill	$2,352 (2026)
Flood Zone	Zone X (minimal risk)
APN	`03-016129`

Property Details

APN / Parcel Number

Primary APN	`03-016129`
Alternative APNs	`3016129` `016129`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Total Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	126,324 sqft (2.9 acres)
Garage Type	Basement
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Deck Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	016129
Street Address	42 CARTERS MILL RD
City	ELKTON
State	MD
Zip	21921-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	2.9 ACRES 42 CARTERS MILL ROAD E OF PLEASANT HILL
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2005
Census Tract	30501

Owner

42 Carters Mill Rd is owned by two individuals who bought it in December 1999.

Source: Cecil County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	975 KIRK RD, ELKTON, MD 21921-2540
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 1999 · Amount on File
Deed Sale	Dec 6, 1999 · Amount on File
Deed Document Number	1999247620
Deed Book / Page	859 / 434
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 42 Carters Mill Rd was $2,352, up 2.1% from the year before.

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,352.00 (+2.08%)	$211,433	$224,100 Land $103,700 Building $120,400
2025	$2,304.00
2023	$2,171.00	$191,233	$205,100 Land $103,700 Building $101,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Carters Mill Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1996–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Carters Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20