42 Carter Dr, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 42 Carter Dr, Chicopee, MA 01013

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 912 sqft · built 1950
Lot Size0.238 acres (10,350 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Mar 2019)
Tax Bill$4,223 (2026)
Deeds & MortgagesMay 2021 Mortgage
Dec 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN145-00074

Property Details

APN / Parcel Number

Primary APN145-00074
Alternative APN
  • CHIC M:0145 P:00074

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
Gross Area2,784 sqft
1st Floor Area912 sqft
Basement Area456 sqft
Unfinished Basement456 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,350 sqft (0.238 acres)
Garage TypeCarport
CarportCarport

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number145-00074
Street Address42 CARTER DR
CityCHICOPEE
StateMA
Zip01013-3621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
JurisdictionCHICOPEE MA
Township / Civil DivisionCHICOPEE
Census Block Group5
Census Block5012
Census Tract811000

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 CARTER DR, CHICOPEE, MA 01013-3621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · FHA Mortgage
GUARANTEED RATE INC
Dec 13, 2023Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Mar 29, 2019Quit Claim Deed, Transfer · FHA Mortgage
INLAND BK&TR
Oct 23, 2017Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2019 · Amount on Record
Deed SaleMar 29, 2019 · Amount on Record
Prior SaleJun 29, 2018 · Amount on Record
Deed Book / Page22605 / 104
Prior Transfer DateMar 28, 2019
Prior Transfer Doc022605-104
Record UpdatedOct 29, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address42 CARTER DR, CHICOPEE, MA 01013-3621
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023896-51
DateMay 21, 2021
Book Page23896/51
Instrument35005
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHICOPEE MA
Property Address42 CARTER DR, CHICOPEE, MA 01013-3621
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025258-405
DateDec 13, 2023
Book Page25258/405
Instrument59003
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueJan 1, 2052

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHICOPEE MA
Recording DateMar 29, 2019
Property Address42 CARTER DR, CHICOPEE, MA 01013-3621
Document Number22605-104
Book / Page022605 / 000104
Instrument DateMar 28, 2019
Instrument15579
Transaction TypeTransfer
Record UpdatedApr 16, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,046.25
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 CARTER DR CHICOPEE MA 010133621, CHICOPEE, MA 01013-3621

Mortgage

Document Number22605-107
DateMar 29, 2019
Book Page022605/000107
Instrument15580
Lender
NameINLAND BK&TR
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2049

October 2017: Foreclosure

Document TypeForeclosure
JurisdictionCHICOPEE MA
Recording DateOct 23, 2017
Property Address42 CARTER DR, CHICOPEE, MA 01013-3621
Document Number21912-208
Book / Page021912 / 000208
Instrument DateOct 17, 2017
Instrument62536
Transaction TypeForeclosure
Record UpdatedNov 14, 2017

Transaction

AmountAmount Recorded
Tax$583.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address3476 STATEVIEW BLVD FORT MILL SC 297157203, FORT MILL, SC 29715-7203
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityChicopee City
Unified School DistrictChicopee School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,223.00 (+7.98%)$277,100 (+7.4%) Land $121,400 Building $155,700$304,127 (+1.15%)
2025$3,911.00 (+5.36%)$258,000 (+2.58%) Land $111,000 Building $147,000$300,675
2024$3,712.00 (+5.75%)$251,500 (+8.55%) Land $108,800 Building $142,700
2023$3,510.00$231,700 Land $98,800 Building $132,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICOPEE WATER DEPT (MWRA)
serves 55,560 people · EPA ID MA1061000
Water SourcePurchased surface water from MWRA
Last State InspectionMay 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Crossroads Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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