42 Cameron Ln, Garfield, KY 40140 Property Records

Breckinridge County property record for 42 Cameron Ln, Garfield, KY 40140

Property Summary

Property Type	Rural Home
Lot Size	30.8 acres (1,344,262 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Oct 2017)
Tax Bill	$1,245 (2025)
Deeds & Mortgages	May 2022 Line of Credit Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-48-1`

Property Details

APN / Parcel Number

Primary APN	`148-48-1`
Alternative APN	`28738`

Exterior

Lot Area	1,344,262 sqft (30.8 acres)

Location & Zoning

Account Number	28738
Street Address	42 CAMERON LN
City	GARFIELD
State	KY
Zip	40140-5173
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	-ELLIOTT FARM 4-5-6 & HOUSE & BLDG
Legal Subdivision	ELLIOTT FARM
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	1
Census Block	1042
Census Tract	960501

Owner

42 Cameron Ln, a rural home, is owned and occupied by an individual who bought it in October 2017.

Source: Breckinridge County records, as of November 19, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	42 CAMERON LN, GARFIELD, KY 40140-5173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2022	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Oct 25, 2017	Deed of Trust, Mortgage · Line of Credit THE CECILIAN BANK
Oct 25, 2017	Deed, Transfer · Commercial Mortgage THE CECILIAN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2017 · Amount on File
Deed Sale	Oct 25, 2017 · Amount on File
Deed Document Number	2017006526
Deed Book / Page	406 / 712
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	42 CAMERON LN, GARFIELD, KY 40140-5173
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 CAMERON LN, GARFIELD, KY 40140-5173

Mortgage

Document Number	00M526/489
Date	May 20, 2022
Book Page	M526/489
Instrument	2020907988

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	42 CAMERON LN, GARFIELD, KY 40140-5173
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	445/535
Date	Oct 25, 2017
Book Page	445/535
Instrument	2017006528

Lender

Name	THE CECILIAN BANK
Type	Bank
Address	HARDINSBURG, KY 40143

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 25, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Oct 25, 2017
Property Address	42 CAMERON LN, GARFIELD, KY 40140-5173
Document Number	406/712
Book / Page	406 / 712
Map Reference	CAB A SL 297
Instrument Date	Oct 24, 2017
Instrument	2017006526
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	42 CAMERON LN, 42, GARFIELD, KY 40140-5173

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 FENTRESS VILLAGE LN, MC DANIELS, KY 40152-6001

Mortgage

Document Number	2017006527
Date	Oct 25, 2017
Instrument	2017006527

Lender

Name	THE CECILIAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 42 Cameron Ln was $1,245.

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,245.00	$127,500 Land $6,500 Building $121,000	$171,000 Land $50,000 Building $121,000
2023	$1,219.00 (-0.73%)	$127,500 (-) Land $6,500 Building $121,000	$171,000 (-) Land $50,000 Building $121,000
2022	$1,228.00	$127,500 Land $6,500 Building $121,000	$171,000 Land $50,000 Building $121,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Cameron Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Cameron Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Cameron Ln

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