42 Browns Valley Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 42 Browns Valley Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,211 sqft · built 1961
Lot Size	0.449 acres (19,572 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,500 (Feb 2023)
Tax Bill	$12,055 (2025)
Deeds & Mortgages	Feb 2023 Sale Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`107-521-08`

Property Details

APN / Parcel Number

Primary APN	`107-521-08`
Alternative APNs	`107-521-21-000` `10752108000` `107-521-21`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	2,211 sqft Living Area
Gross Area	2,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	19,572 sqft (0.449 acres)
Garage Type	Attached
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	10752108000
Street Address	42 BROWNS VALLEY RD
City	WATSONVILLE
State	CA
Zip	95076-0510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	RANCHO CORRALITOS
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1007
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Grant Deed, Transfer
Oct 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 25, 2017	Grant Deed, Transfer OLD REPUBLIC TITLE
Sep 29, 2017	Grant Deed, Transfer OPES ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Sep 29, 2017 · Amount on Record
Deed Document Number	20232733
Prior Transfer Date	Jul 28, 2008
Prior Transfer Doc	0000032479
Record Updated	Sep 20, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 17, 2023
Property Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Document Number	0000002733
Instrument Date	Feb 10, 2023
Instrument	2023-0002733
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Amount	Amount Recorded
Tax	$24.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510

Mortgage

Document Number	0000053491
Date	Oct 25, 2021
Instrument	2021-0053491

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	STATES TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510

Mortgage

Document Number	0000024685
Date	Apr 29, 2021
Instrument	2021-0024685

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031715
Date	Aug 19, 2020
Instrument	2020-0031715

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 25, 2017
Property Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Document Number	0000035893
Instrument Date	Sep 18, 2017
Instrument	35893
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$946.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX 199E APTOS CA 95001, APTOS, CA 95001

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 29, 2017
Property Address	42 BROWNS VALLEY RD, WATSONVILLE, CA 95076-0510
Document Number	0000032537
Instrument Date	Sep 18, 2017
Instrument	32537
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	PO BOX BOX 199E APTOS CA 95001, APTOS, CA 95001

Mortgage

Document Number	32538
Date	Sep 29, 2017
Instrument	32538

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,021,981 (+2%) Land $772,455 Building $249,526
2025	$12,055.00 (+10.1%) Homeowner's exemption	$1,001,942 (+6.53%) Land $757,309 Building $244,633
2023	$10,949.00 (+1.95%) Homeowner's exemption	$940,536 Land $705,402 Building $235,134	$1,025,460
2022	$10,740.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio.

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