42 Brook St, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 42 Brook St, Naugatuck, CT 06770

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,424 sqft · built 1948
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on Record
Last Sale	$229,000 (Aug 2020)
Tax Bill	$7,451 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2024 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`NAUG M:76-19.5E22`

Property Details

APN / Parcel Number

Primary APN	`NAUG M:76-19.5E22`
Alternative APNs	`NAUG M:019 L:5500` `AI16 19.5E22` `019-5500` `19-5500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,424 sqft Living Area
Gross Area	3,128 sqft
1st Floor Area	712 sqft
Basement Area	712 sqft
Unfinished Basement	712 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	19,166 sqft (0.44 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19-5500
Street Address	42 BROOK ST
City	NAUGATUCK
State	CT
Zip	06770-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Lot Number	5500
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	4
Census Block	4009
Census Tract	345100

Owner

Source: Naugatuck Borough records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	42 BROOK ST, NAUGATUCK, CT 06770-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 10, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 2, 2018	Foreclosure Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2020 · Amount on Record
Deed Sale	Aug 10, 2020 · Amount on Record
Prior Sale	Jan 28, 2019 · Amount on Record
Deed Book / Page	1051 / 636
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	42 BROOK ST, NAUGATUCK, CT 06770-3102
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001080-462
Date	Aug 12, 2021
Book Page	1080/462
Instrument	3572

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Sep 1, 2050

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	42 BROOK ST, NAUGATUCK, CT 06770-3102
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001148-697
Date	Oct 29, 2024
Book Page	1148/697
Instrument	2024-3072

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Nov 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 10, 2020
Property Address	42 BROOK ST, NAUGATUCK, CT 06770-3102
Document Number	001051-636
Book / Page	1051 / 636
Instrument Date	Jul 28, 2020
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001051639
Date	Aug 10, 2020
Instrument	1051/639

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	NAUGATUCK CT
Recording Date	Apr 2, 2018
Property Address	42 BROOK ST, NAUGATUCK, CT 06770-3102
Document Number	1009-120
Book / Page	001009 / 000120
Transaction Type	Foreclosure
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	42 BROOK ST NAUGATUCK CT 067703102, NAUGATUCK, CT 06770-3102

Tax Assessment & Valuation

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,451.00 (+1.64%)	$184,240 (-) Land $29,470 Building $154,770	$354,380 (+174.78%)
2025	$7,331.00	$184,240 (-) Land $29,470 Building $154,770	$128,968 Land $20,629 Building $108,339
2024	$7,331.00 (-11.09%)
2023	$8,245.00 (+29.01%)	$184,240 (+37.65%) Land $29,470 Building $154,770
2022	$6,391.00	$133,850 Land $31,540 Building $102,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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