Morgan County property record for 42 Broad St, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,319 sqft · built 1962 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $310 (2025) |
| Deeds & Mortgages | Apr 2008 Line of Credit Mar 2009 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-36-0-003-018.000 |
| Primary APN | 11-07-36-0-003-018.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 65,340 sqft (1.5 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Gravity Furnace |
| Account Number | 367340 |
|---|---|
| Street Address | 42 BROAD ST |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-5012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT N1/2 SW1/4 COM INT NE ROW ST HWY 67 & N ROW BROAD ST TH E 410'S ON N ROW TO BEG TH E 157'S ON N ROW TH N 420'S TH W 157'S |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 36 |
| Legal Subdivision | SOMERVILLE |
| Legal Lot Number | 162 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 5405 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 42 BROAD ST, SOMERVILLE, AL 35670-5012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2008 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 12, 2009 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 42 BROAD ST, SOMERVILLE, AL 35670-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | FISERV LENDING SOLUTIONS |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2008/17935 |
|---|---|
| Date | Apr 18, 2008 |
| Book Page | 2008/17935 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 11, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 42 BROAD ST, SOMERVILLE, AL 35670-5012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 2009/09365 |
|---|---|
| Date | Mar 12, 2009 |
| Book Page | 2009/09365 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2019 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Somerville Town |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $310.00 | $10,930 (-) Land $1,900 Building $9,030 | $109,300 (-) Land $19,000 Building $90,300 |
| 2024 | $10,930 (-) Land $1,900 Building $9,030 | $109,300 (-) Land $19,000 Building $90,300 | |
| 2023 | $310.00 (-12.68%) Homeowner's exemption Senior Citizen's exemption | $10,930 (-) Land $1,900 Building $9,030 | $109,300 (-) Land $19,000 Building $90,300 |
| 2022 | $355.00 Homeowner's exemption | $10,930 Land $1,900 Building $9,030 | $109,300 Land $19,000 Building $90,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 97.7% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NE MORGAN CO., WATER & SEWER AUTHORITY serves 26,352 people · EPA ID AL0001088 |
|---|---|
| Water Source | Purchased surface water from DECATUR, MUNICIPAL UB OF |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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