42 Bridle Path, Arcadia, FL 34266 Property Records

DeSoto County property record for 42 Bridle Path, Arcadia, FL 34266

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1991
Lot Size0.214 acres (9,321 sqft)
OwnerIndividual Name on Record
Last Sale$240,000 (Feb 2022)
Tax Bill$3,271 (2024)
Deeds & MortgagesNov 2025 Line of Credit
Feb 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN25-37-24-0346-00C0-0110

Property Details

APN / Parcel Number

Primary APN25-37-24-0346-00C0-0110
Alternative APN
  • 7125

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Living Area
Gross Area1,668 sqft
1st Floor Area1,248 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,321 sqft (0.214 acres)
Garage TypeAttached
Garage Area324 sqft
DrivewayConcrete Driveway
Driveway Area722 sqft

Exterior Amenities

PorchScreened/Unfinished Porch
Porch Area72 sqft
Deck Area24 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address42 BRIDLE PATH
CityARCADIA
StateFL
Zip34266-3302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1B
Legal DescriptionROYAL HOWARD SUB LOT 11 BLK C INST:201714005196 INST:202214000877
Legal Range24E
Legal Township37S
Legal Section25
Legal SubdivisionROYAL HOWARD SUB
Legal Tract0346
Legal BlockC
Legal Lot Number11
JurisdictionDE SOTO FL
Township / Civil DivisionARCADIA EAST
Census Block Group1
Census Block1014
Census Tract10200

Owner

Source: DeSoto County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address532 MADISON AVE, PITTSBURGH, PA 15202-3511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
UPSTART MORTGAGE LLC
Feb 3, 2022Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 13, 2017Warranty Deed, Transfer · VA Mortgage
FIFTH THIRD MORTGAGE CO
Apr 18, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 3, 2022 · Amount on Record
Deed SaleFeb 3, 2022 · Amount on Record
Prior SaleOct 13, 2017 · Amount on Record
Deed Document Number2022877
Prior Transfer DateSep 20, 2006
Prior Transfer Doc0005872743
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE SOTO FL
Property Address42 BRIDLE PATH, ARCADIA, FL 34266-3302
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 BRIDLE PATH, ARCADIA, FL 34266-3302

Mortgage

Document Number0014008763
DateNov 25, 2025
Instrument202514008763
Lender
NameUPSTART MORTGAGE LLC
TypeMortgage Company
AddressSAN MATEO, CA 94403
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueNov 20, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateFeb 3, 2022
Property Address42 BRIDLE PATH, ARCADIA, FL 34266-3302
Document Number0014000877
Map ReferenceMB 6 PG 65&65A
Instrument DateJan 10, 2022
Instrument202214000877
Transaction TypeTransfer
Record UpdatedFeb 23, 2022
Title CompanyDESOTO ABSTRACT COMPANY, DESOTO ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 BRIDLE PATH, 42, ARCADIA, FL 34266-3302

Transferred To (Grantee/Buyer)

NameVerified Name
Address532 MADISON AVE, PITTSBURGH, PA 15202-3511

Mortgage

Document Number0014000878
DateFeb 3, 2022
Instrument202214000878
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDE SOTO FL
Recording DateOct 13, 2017
Property Address42 BRIDLE PATH, ARCADIA, FL 34266-3302
Document Number0014005196
Map ReferenceMB6 PG65&65A
Instrument DateOct 12, 2017
Instrument201714005196
Transaction TypeTransfer
Record UpdatedMay 13, 2021
Title CompanyDESOTO ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1908 NW 4TH AVE # AVE112, 1908, BOCA RATON, FL 33432-1580

Transferred To (Grantee/Buyer)

NameVerified Name
Address7895 NE CUBITIS AVE, ARCADIA, FL 34266-5702

Mortgage

Document Number0014005197
DateOct 13, 2017
Instrument201714005197
Lender
NameFIFTH THIRD MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2047

April 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionDE SOTO FL
Recording DateApr 18, 2017
Property Address42 BRIDLE PATH, ARCADIA, FL 34266-3302
Document Number0014001993
Instrument DateApr 18, 2017
Instrument14001993
Transaction TypeForeclosure
Record UpdatedSep 14, 2017

Transaction

AmountAmount Recorded
Tax$490.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1908 NW 4TH AVE #112 BOCA RATON FL 334321501, 112, BOCA RATON, FL 33432-1501

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of June 4, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityArcadia City
CountyDeSoto County
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$198,832 (+2.9%)$199,392 (+3.03%) Land $18,000 Building $181,392
2024$3,271.00 (+2.47%)$193,228 (+3%)$193,534 (+3.16%) Land $18,000 Building $175,534
2023$3,192.00 (+131.47%) Homeowner's exemption$187,600 (+83.73%) Land $18,000 Building $169,600$187,600 (+7.11%) Land $18,000 Building $169,600
2022$1,379.00 Homeowner's exemption$102,109$175,140 Land $18,000 Building $157,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1993–2022)
Claims Outside the SFHA3 of 16
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ARCADIA WATER DEPT
serves 8,942 people · EPA ID FL6140314
Water SourcePurchased surface water from DESOTO COUNTY WATER SYSTEM
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20

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