42 Berkshire Ln, Hampstead, NC 28443 Property Records

Pender County property record for 42 Berkshire Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,062 sqft · built 2021
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (May 2025)
Tax Bill	$4,254 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Apr 2022 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`4214-88-7860-0000`

Property Details

APN / Parcel Number

Primary APN	`4214-88-7860-0000`
Alternative APN	`001032937`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,062 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	230 ft deep x 1,200 ft wide
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	001032937
Street Address	42 BERKSHIRE LN
City	HAMPSTEAD
State	NC
Zip	28443-0480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 66 PB 66/9 CROWN POINTE PH III
Legal Subdivision	CROWN POINTE
Legal Phase	3
Legal Lot Number	66
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

42 Berkshire Ln is owned and occupied by two individuals who bought it in May 2025.

Source: Pender County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 20, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRSTBANK
May 14, 2025	Warranty Deed, Transfer · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Nov 10, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on File
Deed Sale	May 14, 2025 · Amount on File
Prior Sale	Nov 10, 2022 · Amount on File
Deed Document Number	202520141560
Deed Book / Page	4863 / 1186
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480
Transaction Type	Mortgage
Record Updated	Feb 11, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480

Mortgage

Document Number	0048831805
Date	Feb 4, 2026
Book Page	4883/1805

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0047852823
Date	Apr 20, 2022
Book Page	4785/2823

Lender

Name	FIRSTBANK
Type	Bank
Address	WILMINGTON, NC 28412

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	May 14, 2025
Property Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480
Document Number	0048631186
Book / Page	4863 / 1186
Map Reference	MB 66 PG 9
Instrument Date	May 13, 2025
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,510.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9130 PINE NOTCH RD, LELAND, NC 28451-4303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480

Mortgage

Document Number	0048631188
Date	May 14, 2025
Instrument	4863/1188

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2055

November 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Nov 10, 2022
Property Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480
Document Number	0048010678
Book / Page	4801 / 678
Map Reference	MB 66 PG 9
Instrument Date	Nov 10, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1741 US HIGHWAY 117 N, BURGAW, NC 28425-3917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 BERKSLIFFIE LANE, HAMPSTEAD, NC 28443

Mortgage

Document Number	0048010680
Date	Nov 10, 2022
Instrument	4801-0680

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.7%
Index	Other
Margin	3
Max Rate	10.7%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 21, 2021
Property Address	42 BERKSHIRE LN, HAMPSTEAD, NC 28443-0480
Document Number	0047682680
Book / Page	4768 / 2680
Map Reference	MB 66 PG 9
Instrument Date	Oct 21, 2021
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2406 N 23RD ST, WILMINGTON, NC 28401-8814

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1741 US HIGHWAY 117 N, BURGAW, NC 28425-3917
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 42 Berkshire Ln was $4,254.

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,254.00	$713,228 Land $157,728 Building $555,500	$713,228 Land $157,728 Building $555,500
2023		$438,310 (+333.07%) Land $101,210 Building $337,100	$438,310 (+333.07%) Land $101,210 Building $337,100
2022	$842.00	$101,210 Land $101,210	$101,210 Land $101,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 42 Berkshire Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Berkshire Ln is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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