42 Benjamin St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 42 Benjamin St, Pawtucket, RI 02861

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 998 sqft · built 1920
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$295,000 (Jul 2021)
Tax Bill$3,501 (2025)
Deeds & MortgagesMar 2024 Mortgage
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNPAWT M:17 L:0637

Property Details

APN / Parcel Number

Primary APNPAWT M:17 L:0637
Alternative APN
  • 170637

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area998 sqft Living Area
Gross Area2,060 sqft
1st Floor Area624 sqft
Basement Area624 sqft
Unfinished Basement624 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number170637
Street Address42 BENJAMIN ST
CityPAWTUCKET
StateRI
Zip02861-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number637
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group3
Census Block3006
Census Tract16900

Owner

Source: Pawtucket City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address42 BENJAMIN ST, PAWTUCKET, RI 02861-2920
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
May 19, 2022Deed of Trust, Mortgage · FHA Mortgage
SECRETARY HOUSING URBAN DEVELOPMENT
Jul 26, 2021Warranty Deed, Transfer · FHA Mortgage
NATIONS LENDING CORP
Jun 5, 2018Warranty Deed, Transfer
HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Prior SaleJun 5, 2018 · Amount on Record
Deed Document Number202158
Deed Book / Page4723 / 259
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address42 BENJAMIN ST, PAWTUCKET, RI 02861-2920
Transaction TypeMortgage
Record UpdatedMar 28, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005069-61
DateMar 13, 2024
Book Page5069/61
Instrument20
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueApr 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address42 BENJAMIN ST, PAWTUCKET, RI 02861-2920
Transaction TypeMortgage
Record UpdatedJun 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004870-311
DateMay 19, 2022
Book Page4870/311
Instrument28
Lender
NameSECRETARY HOUSING URBAN DEVELOPMENT
TypeGovernment Agency
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateJul 26, 2021
Property Address42 BENJAMIN ST, PAWTUCKET, RI 02861-2920
Document Number004723-259
Book / Page4723 / 259
Instrument DateJul 26, 2021
Instrument58
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 BENJAMIN ST, PAWTUCKET, RI 02861-2920

Mortgage

Document Number0000000059
DateJul 26, 2021
Instrument59
Lender
NameNATIONS LENDING CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded

Mortgage

Document Number004723-275
DateJul 26, 2021
Book Page4723/275
Instrument60
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateJun 5, 2018
Property Address42 BENJAMIN ST, PAWTUCKET, RI 02861-2920
Document Number004235-341
Book / Page4235 / 341
Instrument6
Transaction TypeTransfer
Record UpdatedJan 17, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$26.97
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042350343
DateJun 5, 2018
Instrument04235/0343
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
AmountAmount Recorded
Term360 Months
DueJun 5, 2048

Tax Assessment & Valuation

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,501.00 (+3.86%)$266,200 (+33.77%) Land $127,400 Building $138,800
2023$3,371.00 (+2.18%)$199,000 (-) Land $85,600 Building $113,400
2022$3,299.00$199,000 Land $85,600 Building $113,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of Rhode Island
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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