42 Beach Rd, Riverhead, NY 11901 Property Records

Suffolk County and Riverhead Town property record for 42 Beach Rd, Riverhead, NY 11901

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,506 sqft · built 1960
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Nov 1994)
Tax Bill	$9,549 (2024)
Deeds & Mortgages	May 2022 Refinance May 2022 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`473000 70.-1-56`

Property Details

APN / Parcel Number

Primary APN	`473000 70.-1-56`
Alternative APNs	`0600-070.00-01.00-056.000` `300007000000010560000000` `4730007076` `31`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	813 sqft
Upper Floors Area	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	124 ft deep x 65 ft wide
View / Lot	Canal
Garage Type	Detached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Patio Area	99 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	31
Street Address	42 BEACH RD
City	RIVERHEAD
State	NY
Zip	11901-5820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03
Legal Description	*1286 LOT 5 FAIRHAVEN
Legal Subdivision	FAIRHAVEN
Legal Block	1
Legal Lot Number	56
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	1
Census Block	1008
Census Tract	169905

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 573, JAMESPORT, NY 11947-0573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
May 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Aug 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Jun 14, 2019	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 1994 · Amount on Record
Deed Sale	Nov 10, 1994 · Amount on Record
Prior Sale	Nov 19, 1993 · Amount on Record
Deed Book / Page	11701 / 941
Prior Transfer Date	Oct 18, 1993
Prior Transfer Doc	1165000688
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 BEACH RD, RIVERHEAD, NY 11901-5820
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234200332
Date	May 25, 2022
Book Page	23420/332

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	157 Months
Due	Jun 1, 2035

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 BEACH RD, RIVERHEAD, NY 11901-5820
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0234200333
Date	May 25, 2022
Book Page	23420/333
Instrument	DN010685

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	42 BEACH RD, RIVERHEAD, NY 11901-5820
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230540331
Date	Aug 22, 2019
Book Page	23054/331
Instrument	DK017505

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Sep 1, 2033

June 2019: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	42 BEACH RD, RIVERHEAD, NY 11901-5820
Document Number	0230680297
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 BEACH RD RIVERHEAD NY 119015820, RIVERHEAD, NY 11901-5820

Mortgage

Document Number	0230680297
Date	Oct 9, 2019
Book Page	023068/000297

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 8, 2034

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Riverhead Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,600 (-) Land $6,300 Building $43,300	$607,843 (+13.85%) Land $77,206 Building $530,637
2024	$9,549.00
2023		$49,600 Land $6,300 Building $43,300	$533,908 Land $67,815 Building $466,093

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 162 policies
Nearby Flood Policies	162 in force
Nearby Flood Claims	18 (1992–2021)
Claims Outside the SFHA	3 of 18
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000

May also be available: T-Mobile, Verizon.

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