Lafayette County property record for 42 Aspen Loop, Oxford, MS 38655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,425 sqft · built 2004 |
| Lot Size | 1.18 acres (51,361 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,900 (Aug 2020) |
| Tax Bill | $3,517 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146R-24-049.00 |
| Primary APN | 146R-24-049.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,425 sqft Living Area |
| 1st Floor Area | 868 sqft |
| 2nd Floor Area | 448 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 51,361 sqft (1.18 acres) |
| Lot Dimensions | 117 ft deep x 43.6 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 23929 |
|---|---|
| Street Address | 42 ASPEN LOOP |
| City | OXFORD |
| State | MS |
| Zip | 38655-2552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 ASPEN RIDGE S/D PREV APN: 087P-24-102 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | ASPEN RIDGE SD |
| Legal Lot Number | 10 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 950304 |
Source: Lafayette County records · APN 146R-24-049.00
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 810 SANGA CREEK RD, CORDOVA, TN 38018-6573 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 28, 2020 | Warranty Deed, Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY |
| Dec 04, 2018 | Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD |
| Oct 10, 2017 | Warranty Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on Record |
| Deed Sale | Aug 28, 2020 · Amount on Record |
| Prior Sale | Dec 04, 2018 · Amount on Record |
| Deed Document Number | 20208069 |
| Prior Transfer Date | Jan 23, 2008 |
| Prior Transfer Doc | 0200801246 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 28, 2020 |
| Property Address | 42 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Document Number | 0202008069 |
| Map Reference | CAB B SL 26 |
| Instrument Date | Aug 24, 2020 |
| Instrument | 202008069 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5227 E CALLE REDONDA, 5227, PHOENIX, AZ 85018-4452 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 810 SANGA CREEK RD, CORDOVA, TN 38018-6573 |
| Document Number | 0202008081 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 202008081 |
| Name | THE BANK OF FAYETTE COUNTY |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Dec 04, 2018 |
| Property Address | 42 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Document Number | 0201810012 |
| Map Reference | CAB B SL86 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 201810012 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3298 E PIPER GLN # 4795, 3298, FAYETTEVILLE, AR 72703-4394 |
| Name | Verified Name |
|---|---|
| Address | 5227 E CALLE REDONDA # 6026, 6026, PHOENIX, AZ 85018-4452 |
| Document Number | 0201810014 |
|---|---|
| Date | Dec 04, 2018 |
| Instrument | 201810014 |
| Name | ENVOY MORTGAGE LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Oct 10, 2017 |
| Property Address | 42 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Document Number | 0201708919 |
| Map Reference | CAB B SL86 |
| Instrument Date | May 31, 2017 |
| Instrument | 201708919 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 42 ASPEN LOOP, 42, OXFORD, MS 38655-2552 |
| Name | Verified Name |
|---|---|
| Address | 42 ASPEN LOOP, OXFORD, MS 38655-2552 |
| Document Number | 0201708920 |
|---|---|
| Date | Oct 10, 2017 |
| Instrument | 201708920 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 116 Months |
| Due | Jun 01, 2027 |
Source: Lafayette County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,517.00 (+20.9%) | $27,036 (+20.91%) | $180,240 (+20.91%) Land $30,000 Building $150,240 |
| 2023 | $2,909.00 | $22,361 | $149,070 Land $30,000 Building $119,070 |
Source: FEMA National Flood Hazard Layer, Lafayette County (28071C), as of March 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280719503042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| BCI Mississippi Broadband Fiber · Cable | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| Telapex Fixed Wireless · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0360011, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF OXFORD serves 28,500 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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