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42 Arthur Devine Rd, Accident, MD 21520 Property Records

Garrett County property record for 42 Arthur Devine Rd, Accident, MD 21520 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,040 sqft · built 1962
Lot Size1.06 acres (46,174 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Aug 2019)
Tax Bill$2,313 (2025)
Deeds & MortgagesDec 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-009626

Property Details

APN / Parcel Number

Primary APN05-009626
Alternative APNs
  • 5009626
  • 009626

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,040 sqft Total Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area46,174 sqft (1.06 acres)
PorchSlab
Porch Area388 sqft
Deck Area176 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number009626
Street Address42 ARTHUR DEVINE RD
CityACCIDENT
StateMD
Zip21520-2241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.06 AC S/S BEAR CREEK RD BEAR CREEK
Legal SubdivisionBEAR CREEK
JurisdictionGARRETT MD
Township / Civil Division5, ACCIDENT
Census Block Group2
Census Block2039
Census Tract100

Owner

Source: Garrett County records · APN 05-009626

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address42 ARTHUR DEVINE RD, ACCIDENT, MD 21520-2241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
BETTER MORTGAGE CORPORATION
Aug 05, 2019Deed, Transfer · ARM
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 05, 2019 · Amount on Record
Deed SaleAug 05, 2019 · Amount on Record
Prior SaleAug 04, 2014 · Amount on Record
Deed Book / Page2147 / 231
Prior Transfer DateJul 29, 2019
Prior Transfer Doc0021470231
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGARRETT MD
Property Address42 ARTHUR DEVINE RD, ACCIDENT, MD 21520-2241
Transaction TypeMortgage
Record UpdatedAug 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0022690097
DateDec 23, 2020
Book Page2269/97
Lender
NameBETTER MORTGAGE CORPORATION
TypeMortgage Company
AddressNEW YORK, NY 10271
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2019: Deed, Transfer

Document TypeDeed
JurisdictionGARRETT MD
Recording DateAug 05, 2019
Property Address42 ARTHUR DEVINE RD, ACCIDENT, MD 21520-2241
Document Number0021470231
Book / Page2147 / 0231
Map ReferenceLB 1534 FO 235
Instrument DateJul 29, 2019
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 442, MC HENRY, MD 21541-0442

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address42 ARTHUR DEVINE RD, ACCIDENT, MD 21520-2241

Mortgage

Document Number0021470237
DateAug 05, 2019
Book Page2147/0237
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 01, 2049
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2024
Change FrequencyAnnually
Min Rate At Change6.5%
Max Rate At Change8.5%
Index1-Year LIBOR
Max Rate11.5%

Tax Assessment & Valuation

Source: Garrett County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyGarrett County
Unified School DistrictGarrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,313.00 (+4.19%) Homeowner's exemption$244,467 (+19.37%)$264,300 (+29.05%) Land $32,000 Building $232,300
2023$2,220.00 Homeowner's exemption$204,800 Land $23,500 Building $181,300$204,800 Land $23,500 Building $181,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrett County (24023C), updated February 1, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240230001002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
6 of 8 on primary residences
Nearby Flood Claims2 (1996)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 1996, river or lake flooding, Severe Storms And Flooding
Flood Events
  • Severe Storms And Flooding (Jan 1996), 2 claims

Wildfire

Wildfire RiskLow
above 34% of the US · above 70% of Maryland
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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