42 Archer St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 42 Archer St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,080 sqft · built 2004
Lot Size	4.99 acres (217,364 sqft)
Owner	Individual Name on File
Last Sale	$217,000 (Sep 2022)
Tax Bill	$945 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 9 1 1`

Property Details

APN / Parcel Number

Primary APN	`08 9 1 1`
Alternative APNs	`123928` `175826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,080 sqft Heated Area
Gross Area	1,308 sqft
1st Floor Area	1,080 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,364 sqft (4.99 acres)
Porch	Slab
Deck Area	120 sqft
Patio Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	175826
Street Address	42 ARCHER ST
City	GRANITE FALLS
State	NC
Zip	28630-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2067 PG 853 YR 2022 ST 434.00
Legal Tract	14
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	1
Census Block	1000
Census Tract	31402

Owner

42 Archer St is owned and occupied by an individual who bought it in September 2022.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	42 ARCHER ST, GRANITE FALLS, NC 28630-1502
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Jul 19, 2004 · Amount on File
Deed Document Number	202210077099
Deed Book / Page	2067 / 853
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 26, 2022
Property Address	42 ARCHER ST, GRANITE FALLS, NC 28630-1502
Document Number	0020670853
Book / Page	2067 / 853
Map Reference	MB 2 PG 69
Instrument Date	Sep 19, 2022
Instrument	10077099
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2925 BUDS RUN, LENOIR, NC 28645-9811

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 ARCHER ST, GRANITE FALLS, NC 28630-1502

Mortgage

Document Number	0010077100
Date	Sep 26, 2022
Instrument	10077100

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 42 Archer St was $945, down 25.6% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$945.00 (-25.59%)	$198,800 (-) Land $24,800 Building $174,000
2025	$1,270.00 (+78.87%)	$198,800 Land $24,800 Building $174,000	$198,800 Land $24,800 Building $174,000
2024	$710.00
2023		$109,900 (-) Land $24,800 Building $85,100	$109,900 (-) Land $24,800 Building $85,100
2022	$696.00	$109,900 Land $24,800 Building $85,100	$109,900 Land $24,800 Building $85,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42 Archer St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Archer St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20