41W897 McDonald Rd, Elgin, IL 60124 Property Records

Kane County property record for 41W897 McDonald Rd, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 6,047 sqft · built 1970
Lot Size6.5 acres (283,140 sqft)
OwnerIndividual Name on Record
Last Sale$830,000 (Apr 2019)
Tax Bill$21,607 (2025)
Deeds & MortgagesApr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-34-300-037

Property Details

APN / Parcel Number

Primary APN05-34-300-037

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area6,047 sqft Living Area
Basement Area1,225 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeRaised
Lot Area283,140 sqft
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address41W897 MCDONALD RD
CityELGIN
StateIL
Zip60124-8621
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT SW 1/4 SEC 34-41-7 DESC IN DOC 95K045957 (EX PT DESC IN DOC 2004K113100)
Legal Range07
Legal Township41
Legal Section34
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1125
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address41W897 MCDONALD RD, ELGIN, IL 60124-8621
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2019 · Amount on Record
Deed SaleApr 29, 2019 · Amount on Record
Prior SaleDec 12, 2007 · Amount on Record
Deed Document Number201916568
Prior Transfer DateAug 15, 2007
Prior Transfer Doc0000085819
Record UpdatedOct 29, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateApr 29, 2019
Property Address41W897 MCDONALD RD, ELGIN, IL 60124-8621
Document Number0000016568
Instrument DateApr 23, 2019
Instrument2019K016568
Transaction TypeTransfer
Record UpdatedAug 5, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$830.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address809 MARK LN, HAMPSHIRE, IL 60140-8278

Mortgage

Document Number0000016604
DateApr 29, 2019
Instrument2019K016604
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2049
Interest
Rate5.12%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,607.00 (+4.23%) Homeowner's exemption$352,522 (+7.79%) Land $79,441 Building $273,081$1,057,989 (+7.79%) Land $238,418 Building $819,571
2024$327,045 (+11.71%) Land $73,700 Building $253,345$981,528 (+11.76%) Land $221,188 Building $760,339
2022$20,731.00 (+2.08%) Homeowner's exemption$292,750 (+3.51%) Land $60,512 Building $232,238$878,250 (+3.51%) Land $181,536 Building $696,714
2021$20,309.00 Homeowner's exemption$282,823 Land $58,460 Building $224,363$848,469 Land $175,380 Building $673,089

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on McDonald Rd

Nearby Streets

Search Property Records by Address or Parcel Number