41W789 Laurel Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 41W789 Laurel Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,322 sqft · built 1987
Lot Size	0.99 acres (43,124 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jan 2003)
Tax Bill	$11,349 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-161-001`

Property Details

APN / Parcel Number

Primary APN	`08-10-161-001`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,322 sqft Living Area
Gross Area	5,271 sqft
Basement Area	1,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Combination
Construction Type	Frame
Lot Area	43,124 sqft (0.99 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces
Deck Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W789 LAUREL DR
City	SAINT CHARLES
State	IL
Zip	60175-8359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 OF HEDGEROW FARMS UNIT NO 1
Legal Subdivision	HEDGEROW FARMS
Legal Block	1
Legal Lot Number	24
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	CAMPTON
Census Block Group	1
Census Block	1031
Census Tract	852406

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41W789 LAUREL DR, SAINT CHARLES, IL 60175-8359
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2003 · Amount on Record
Deed Sale	Jan 3, 2003 · Amount on Record
Deed Document Number	20031262
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 11, 2026
Property Address	41W789 LAUREL DR, SAINT CHARLES, IL 60175-8359
Document Number	0000024231
Instrument Date	May 22, 2026
Instrument	202624231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	41W789 LAUREL DR, SAINT CHARLES, IL 60175-8359

Mortgage

Document Number	0000024231,
Date	Jun 11, 2026
Instrument	202624231

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.25%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Campton Township
Municipality	Campton Hills Village
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,349.00 (+2.76%) Homeowner's exemption	$189,861 (+8.43%) Land $26,874 Building $162,987	$569,811 (+8.43%) Land $80,654 Building $489,157
2024	$11,044.00 (+7.77%)	$175,100 (+22.76%) Land $24,785 Building $150,315	$525,510 (+22.8%) Land $74,385 Building $451,125
2022	$10,248.00 (+6.44%) Homeowner's exemption	$142,641 (+5.91%) Land $20,190 Building $122,451	$427,923 (+5.91%) Land $60,570 Building $367,353
2021	$9,628.00 Homeowner's exemption	$134,681 Land $19,063 Building $115,618	$404,043 Land $57,189 Building $346,854

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20