41W610 Silvana Dr, Elgin, IL 60124 Property Records

Kane County property record for 41W610 Silvana Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,103 sqft · built 1995
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2019)
Tax Bill	$8,647 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-27-376-006`

Property Details

APN / Parcel Number

Primary APN	`05-27-376-006`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,103 sqft Living Area
Basement Area	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Raised
Lot Area	60,984 sqft
Garage Area	735 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41W610 SILVANA DR
City	ELGIN
State	IL
Zip	60124-8367
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13 UNIT2
Legal Subdivision	PLATO RIDGE
Legal Block	1
Legal Lot Number	13
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1074
Census Tract	850709

Owner

41W610 Silvana Dr is owned and occupied by two individuals who bought it in September 2019.

Source: Kane County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	41W610 SILVANA DR, ELGIN, IL 60124-8367
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 18, 2019	Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2019 · Amount on File
Deed Sale	Sep 18, 2019 · Amount on File
Prior Sale	Jan 3, 1996 · Amount on File
Deed Document Number	201943692
Prior Transfer Date	Nov 9, 1998
Prior Transfer Doc	0000107782
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	41W610 SILVANA DR, ELGIN, IL 60124-8367
Transaction Type	Mortgage
Record Updated	Mar 9, 2021
Title Company	LAKESHORE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012053
Date	Feb 16, 2021
Instrument	2021K012053

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 18, 2019
Property Address	41W610 SILVANA DR, ELGIN, IL 60124-8367
Document Number	0000043692
Instrument Date	Sep 16, 2019
Instrument	2019K043692
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST UNITED TITLE SVCS INCQ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41W610 SILVANA DR, ELGIN, IL 60124-8367

Mortgage

Document Number	0000043693
Date	Sep 18, 2019
Instrument	2019K043693

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 41W610 Silvana Dr was $8,647 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,647.00 Homeowner's exemption	$138,051 (+7.79%) Land $29,791 Building $108,260	$414,319 (+7.79%) Land $89,409 Building $324,910
2024		$128,074 Land $27,638 Building $100,436	$384,376 Land $82,947 Building $301,429
2022	$9,315.00 (+5.09%) Homeowner's exemption	$115,855 (+7.61%) Land $23,138 Building $92,717	$347,565 (+7.61%) Land $69,414 Building $278,151
2021	$8,864.00 Homeowner's exemption	$107,661 Land $22,353 Building $85,308	$322,983 Land $67,059 Building $255,924

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 41W610 Silvana Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 41W610 Silvana Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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